For sale Home

Listed Sep 24, 2026

$849,900 Est. $5,621/mo

13123 Eldridge Road

  • 3

    Beds

  • 4

    Baths

  • 1,785

    Sq ft

The story

  • Waterfront
  • Basement

Property is currently under contract with a Buyer's First Right of Refusal contingency. Enjoy year-round waterfront living on the main channel of Chickamauga Lake! This inviting lakeside home features soaring cathedral ceilings and floor-to-ceiling windows overlooking the water, filling the living space with natural light and beautiful lake views. The main level offers two spacious bedrooms, one-and-a-half baths, hardwood flooring, and warm tongue-and-groove walls that add classic cabin character. The kitchen features leathered granite countertops and a full pantry, while the living area is centered around a cozy fireplace with gas logs. Upstairs, the spacious suite features vaulted ceilings and a private full bath with a tiled shower. An open sitting area overlooks the main living space and offers another place to take in the lake views. The finished walk-out basement provides additional flexible living space with lake views, laundry, plenty of storage, and a partially finished bath already plumbed for a shower. Step outside onto the newly installed composite wraparound deck, perfect for relaxing or entertaining. An asphalt path and stairs lead to the covered dock featuring composite decking, a boat slip added in 2025, and a boat lift. With year-round water, enjoying lake life is easy! Additional highlights include a new roof, newly paved asphalt driveway, ample parking, and a detached garage with room for lake gear, jet skis, a side-by-side, and more. Whether you're looking for a full-time residence or a weekend getaway, this Chickamauga Lake home offers waterfront living with room to relax, entertain, and make lasting memories.

Facts & features

Home type

Home

Year built

2008

Floors

3

Lot size

1 acres

Price per sq ft

$476

Parking

1-car garage

Included features

  • Fireplace

    1 fireplace

  • Basement

    Yes

  • Cooling

    Central Air, Electric

  • Heating

    Central, Electric

  • Appliances

    Refrigerator, Freezer, Electric Range, Dishwasher

  • Flooring

    Wood, Tile

  • Lot Information

    Sloped, Wooded

  • Exterior

    Dock

  • Water Source

    Well

  • Sewer

    Septic Tank

  • View

    Water, Mountain

Mortgage calculator

Estimated monthly payment

$5,621 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $4,524
  • Property tax $850
  • Insurance $248

Includes principal, interest, taxes & insurance.

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Listing Broker

Century 21 1st Choice Realtors

Broker Name

Century 21 1st Choice Realtors

Agent

Kristen Goins