For sale Home

Listed Oct 13, 2026

$3,335,000 Est. $22,058/mo

13100 Keystone Terrace

  • 5

    Beds

  • 5

    Baths

  • 3,220

    Sq ft

The story

  • Pool
  • Waterfront

Exceptional waterfront opportunity on desirable Island No. 5 in the guard-gated Islands of Keystone Point. Ideally situated close to Biscayne Bay and surrounded by established waterfront homes, this remodeled 5-bedroom, 4.5-bath residence offers 3,220 SF of living space and 78 feet of ocean-access waterfront, with no-fixed-bridges to the bay. The home features an updated kitchen, distinct living and dining areas, and two primary suites offering flexibility for family and guests. Significant improvements include a 2023 tile and flat roof, 2022 impact windows, updated electrical and plumbing, and replacement of original underground cast-iron sewer piping with PVC—a substantial upgrade for a home of this age. Outdoors, enjoy a private pool and custom pergola in a tranquil waterfront setting. Located on a quiet, tree-lined cul-de-sac, this property combines a desirable Keystone Point location, boating access and important infrastructure improvements.

Facts & features

Home type

Home

Year built

1968

Floors

1

Price per sq ft

$1,036

Included features

  • Pool

    Yes

  • Cooling

    Central Air, Electric

  • Heating

    Central, Electric

  • Appliances

    Built In Oven, Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator

  • Flooring

    Marble, Tile

  • Roof

    Flat, Tile

  • Lot Information

    Flood Zone, Less Than Quarter Acre

  • Exterior

    Deck, Fence, Security High Impact Doors, Lighting, Patio

  • Water Source

    Public

  • Sewer

    Public Sewer

  • View

    Water

Mortgage calculator

Estimated monthly payment

$22,058 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $17,750
  • Property tax $3,335
  • Insurance $973

Includes principal, interest, taxes & insurance.

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Listing Broker

Montgomery & Koebel, Inc.

Broker Name

Montgomery & Koebel, Inc.

Agent

Jeffrey Koebel