For sale Home

Listed May 4, 2026

$3,100,000 Est. $20,504/mo

12a-14a 12th Avenue

  • 7

    Beds

  • 4

    Baths

  • 2,940

    Sq ft

The story

  • Waterfront

Some opportunities require no explanation and this is one of them. A12, A13, and A14 12th Avenue sit side by side on Stock Island's waterfront, combining for 120 feet of canal frontage across three 4,800-square-foot parcels. A12 is set on 4,800 square feet with 40 feet of direct canal frontage. The three-bedroom, two-bath home was thoughtfully designed for the way people actually live in the Keys. It features ample outdoor space, multiple seating areas, and the kind of privacy that's harder to find than square footage. A13 features four-bedrooms & three bathrooms + private dock. A generous layout that offers flexibility for family & guests.A14 is the adjacent ROGO exempt lot.Two private docks. 120 feet of waterfront. 2 dwellings + a ROGO-exempt lot ready for your vision.

Facts & features

Home type

Home

Year built

1971

Floors

1

Price per sq ft

$1,054

Included features

  • Appliances

    Dishwasher, Dryer, Oven, Refrigerator, Washer

  • Lot Information

    Waterfront

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$20,504 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $16,500
  • Property tax $3,100
  • Insurance $904

Includes principal, interest, taxes & insurance.

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Listing Broker

eXp Realty LLC Southernmost Branch

Broker Name

eXp Realty LLC Southernmost Branch

Agent

Krystal Thomas