For sale Home

Listed Oct 29, 2026

$135,000 Est. $893/mo

1287 Lake Summerset Road

  • 2

    Beds

  • 2

    Baths

  • 1,190

    Sq ft

The story

  • Basement

Affordable Lake Summerset Living with Room to Make It Your Own! Homes in this price range at Lake Summerset are a rare find! This home offers great potential and the opportunity to enjoy all that lake living has to offer. The inviting great room features vaulted ceilings and opens to a deck overlooking a peaceful, wooded backyard where you can enjoy watching local wildlife. The loft area is currently used as a third bedroom but would also make an ideal home office, hobby room, or creative space. Several windows have been replaced, and the main-level bathroom has been beautifully remodeled with a convenient step-in shower and corner vanity topped with marble. The walk-out lower level features a second full bathroom and offers potential for additional living space to suit your needs. Whether you're looking for a weekend getaway or a place to call home, this property is full of possibilities. Bring your ideas and make this Lake Summerset home your own! This gated community in Northwest Illinois is located just 45 minutes from Rockford and Madison, WI and just 90 minutes from O'Hare Airport. The community offers a 285-acrestocked lake with award winning fishing, two beaches, marinas, a heated pool, pickleball, walking trails, and year-round community events. Whether you're looking for a peaceful full-time home, a weekend escape, or a place to make lifelong memories with family and friends, LAKE SUMMERSET offers that wonderful feeling of being on vacation every day-without having to leave home! Some photos virtually staged.

Facts & features

Home type

Home

Year built

1973

Price per sq ft

$113

HOA

$1,175 / annually

Parking

1-car garage

Included features

  • Basement

    Yes

  • Cooling

    Window Unit(s)

  • Heating

    Electric

  • Water Source

    Community

  • Sewer

    Community Sewer

Mortgage calculator

Estimated monthly payment

$893 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $719
  • Property tax $135
  • Insurance $39

Includes principal, interest, taxes & insurance.

Your Property Journey

Interested in this, or something like it?

Submit an inquiry

Drop your details and we will help you find what you are looking for.

Not quite. Help me find the right one

Talk it through or type it out, whichever feels easiest.

Your contact details

An agent will reach out personally, no automated calls.

Smart Assistant

Hi, how can I help you find your dream home?

Tap the voice button to talk, or just start typing.

Tap anywhere to fix a word or add more

Tap stop when you’re done. You can edit the text before searching.

By submitting, you agree to our Privacy Policy and Terms.

Listing Broker

Best Realty

Broker Name

Best Realty

Agent

Christine Wilke