For sale Home

Listed Nov 2, 2026

$499,000 Est. $3,300/mo

1285 Hilltop Place

  • 4

    Beds

  • 4

    Baths

  • 3,068

    Sq ft

The story

Welcome to The Reserve at Pine Tree. This beautifully maintained and designed 4-bedroom, 3.5-bath home sits in a peaceful, family-oriented St. Cloud neighborhood. This property offers the perfect blend of comfort, modern living, and convenience in one of Central Florida’s fastest-growing areas. The home features a bright and inviting open layout with stylish finishes and thoughtfully designed spaces that make everyday living and entertaining effortless. The home welcomes you with high ceilings throughout the main living areas, creating an open and airy atmosphere ideal for everyday living and entertaining. The spacious kitchen serves as the heart of the home, featuring a large center island, stainless steel appliances, ample cabinetry, and generous counter space. Eat-in kitchen with a designer backsplash. In-wall oven, solid wood cabinetry, high ceilings, walk-in pantry. First-floor laundry room. New AC 2025. Upstairs includes a spacious primary suite, 3 additional bedrooms, Jack & Jill bath, large loft, & a convenient laundry chute to the 1st floor laundry room. Well-manicured yard, fenced, paver driveway. Gutters, Keyless Entry, French doors, recessed lighting, arched architectural features, built-ins, etc. Tons of natural light. Paved backyard patio with plenty of room for a custom pool, creating the perfect private oasis for Florida living. Residents enjoy a wealth of community amenities, including a vibrant clubhouse for social events, a refreshing pool and cabana for relaxation, a playground and park for family fun, and scenic walking trails or ponds for strolls—all maintained through a low-cost HOA with no CDD fees. Also, features a state-of-the-art fitness center. Highly accessible to local recreation spots, including the Royal St. Cloud Golf Links and St. Cloud Lake Front Park. Minutes away from the Orlando Health St. Cloud Hospital. Nestled off Old Canoe Creek Road, the neighborhood sits just a short drive from the Florida Turnpike, striking a balance between a quieter suburban retreat and straightforward commuting

Facts & features

Home type

Home

Year built

2021

Floors

2

Price per sq ft

$163

HOA

$114 / monthly

Parking

2-car garage

Included features

  • Cooling

    Central Air

  • Heating

    Central, Electric

  • Appliances

    Built-In Oven, Cooktop, Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator

  • Flooring

    Carpet, Ceramic Tile, Laminate

  • Roof

    Shingle

  • Lot Information

    Cleared, In County, Landscaped, Level, Sidewalk, Paved

  • Exterior

    Garden, Lighting, Private Yard, Rain Gutters, Sidewalk

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$3,300 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,656
  • Property tax $499
  • Insurance $146

Includes principal, interest, taxes & insurance.

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Listing Broker

KELLER WILLIAMS REALTY AT THE PARKS

Broker Name

KELLER WILLIAMS REALTY AT THE PARKS

Agent

Sean Flatley