For sale Home

Listed Oct 16, 2026

$220,000 Est. $1,455/mo

12818 East Highway 20

  • 3

    Beds

  • 2

    Baths

  • 1,080

    Sq ft

The story

  • Pool

Charming, Updated Home with Privacy & Character in Clearlake Oaks Assumable Loan at 4.125%! Welcome to 12818 E Highway 20, Clearlake Oaks, where timeless charm meets modern comfort! Built in 1930, this delightful 3-bedroom, 1.5-bath home offers approximately 1,080 square feet of inviting living space, filled with character and thoughtful upgrades throughout. Warm, welcoming, and full of personality, this home blends its original charm with modern improvements, creating a comfortable and appealing place to call home. The private setting adds to its appeal, while the fenced backyard provides a wonderful space for outdoor entertaining, gardening, pets, or simply relaxing in your own peaceful retreat. An exceptional opportunity: The existing loan may be assumable at an attractive 4.125% interest rate, subject to lender approval and buyer qualification! This potential financing advantage adds even more appeal to an already charming property. Whether youre searching for your first home, looking to downsize, or seeking an investment opportunity, this Clearlake Oaks gem offers a wonderful combination of character, functionality, privacy, and potential financing benefits. A little vintage charm, modern touches, and a whole lot to loveschedule your private showing today!

Facts & features

Home type

Home

Year built

1930

Floors

1

Price per sq ft

$204

Included features

  • Pool

    Yes

  • Fireplace

    Yes

  • Cooling

    Wall/Window

  • Heating

    Baseboard

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$1,455 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,171
  • Property tax $220
  • Insurance $64

Includes principal, interest, taxes & insurance.

Your Property Journey

Interested in this, or something like it?

Submit an inquiry

Drop your details and we will help you find what you are looking for.

Not quite. Help me find the right one

Talk it through or type it out, whichever feels easiest.

Your contact details

An agent will reach out personally, no automated calls.

Smart Assistant

Hi, how can I help you find your dream home?

Tap the voice button to talk, or just start typing.

Tap anywhere to fix a word or add more

Tap stop when you’re done. You can edit the text before searching.

By submitting, you agree to our Privacy Policy and Terms.

Listing Broker

Pivniska Real Estate Group

Broker Name

Pivniska Real Estate Group

Agent

Jennifer Perez

Location

Kelseyville CA 95451