For sale Home

Listed Sep 29, 2026

$770,000 Est. $5,093/mo

12787 95th Street North

  • 4

    Beds

  • 3

    Baths

  • 2,176

    Sq ft

The story

  • Pool

INVESTMENT OPPORTUNITY + FLORIDA LIFESTYLE! This versatile, turnkey property offers an exceptional opportunity to live, invest, and generate rental income—all in one. With three potential rentable spaces, the property provides flexibility for an owner-occupant, multi-generational living, or an income-producing investment. The main residence features 3 bedrooms and 2 bathrooms and offers the flexibility to be configured as a 1-bedroom/1-bath and a separate 2-bedroom/1-bath living space, creating multiple possibilities for rental income. A detached, fully self-contained ADU adds even more versatility, complete with its own bedroom, full bathroom, kitchen, living area, and laundry. Step outside and enjoy the Florida lifestyle with a private pool and spa, plus multiple outdoor seating areas perfect for relaxing, entertaining, or enjoying the sunshine. There is also plenty of room for your boat, RV, and other outdoor toys. Whether you're looking for a primary residence with income potential, a vacation getaway, a multi-generational property, or an investment opportunity, this property offers the flexibility to make it your own while enjoying all that the Tampa Bay area has to offer. Short-term rental regulations, permitted uses, and the potential for additional unit construction should be independently verified with the applicable municipality and county. Ideally positioned between the beach and the bay, this is your opportunity to own a property where investment potential and the Florida lifestyle come together.

Facts & features

Home type

Home

Year built

1954

Floors

1

Price per sq ft

$354

Included features

  • Pool

    Yes

  • Cooling

    Central Air

  • Heating

    Central, Electric

  • Appliances

    Convection Oven, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer

  • Flooring

    Tile, Vinyl

  • Roof

    Shingle

  • Lot Information

    Corner Lot, Oversized Lot, Sidewalk, Paved, Unincorporated

  • Exterior

    Lighting, Outdoor Shower, Private Mailbox, Sidewalk, Storage

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$5,093 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $4,098
  • Property tax $770
  • Insurance $225

Includes principal, interest, taxes & insurance.

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Listing Broker

COLDWELL BANKER REALTY

Broker Name

COLDWELL BANKER REALTY

Agent

Michelle Chenault