For sale Home

Listed Oct 11, 2026

$439,000 Est. $2,904/mo

1275 Colonel James Hardin Drive

  • 3

    Beds

  • 3

    Baths

  • 1,256

    Sq ft

The story

Charming Remodeled Waterfront Home in Clifton, TN! Enjoy lake life in this beautifully remodeled waterfront home in the peaceful Hardin Creek area, just off the main channel of Kentucky Lake/Tennessee River. Located in the popular Cobb Farm subdivision, this property is perfect for boating, fishing, and relaxing by the water. Approximately two hours from Nashville and Memphis, it’s ideal as a full-time residence, weekend getaway, or potential short-term rental. The updated kitchen features custom cabinets, a stylish range hood, granite countertops, and a walk-in pantry. All Frigidaire appliances are just over two years old. The spacious dining room is perfect for gatherings, while the inviting living room/sunroom offers a relaxing place to unwind after a day on the water. Guest bedrooms feature custom woodwork and trim, and both full bathrooms have been completely remodeled. A Trane central HVAC unit, approximately two years old, adds peace of mind. Downstairs, you'll find an additional half bath and a brand-new whole-house water filtration system. Outside, enjoy fresh landscaping, a 36x24 boat shed with covered parking and entertaining space, and a 10x20 workshop with electricity and plenty of outlets. New seamless gutters were installed two years ago. Relax on the waterfront deck, perfect for grilling and entertaining, and enjoy the private boat dock. The area around the dock has been dredged to provide additional depth. Want even more possibilities? The sellers are also offering a beautiful 50x60 barndominium on 5 acres just one mile away at 30 Cobb Farm Road, Clifton, TN! Both properties can be purchased separately or together. Furniture is negotiable with the right offer, and the boat pictured may be purchased separately. Whether you're looking for a waterfront home, weekend retreat, or potential investment property, this is your chance to enjoy the boating, fishing, and relaxed lifestyle of the Tennessee River!

Facts & features

Home type

Home

Year built

2002

Floors

1

Lot size

1 acres

Price per sq ft

$350

HOA

$100 / annually

Included features

  • Cooling

    Central Air, Electric, Wall/Window Unit(s)

  • Heating

    Central, Electric

  • Appliances

    Electric Oven, Dishwasher, Disposal, Microwave, Stainless Steel Appliance(s), Water Purifier

  • Flooring

    Luxury Vinyl

  • Roof

    Metal

  • Lot Information

    Cleared, Level, Views

  • Exterior

    Dock, Balcony

  • Water Source

    Well

  • Sewer

    Septic Tank

  • View

    Water

Mortgage calculator

Estimated monthly payment

$2,904 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,337
  • Property tax $439
  • Insurance $128

Includes principal, interest, taxes & insurance.

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Listing Broker

Lake Homes Realty, LLC

Broker Name

Lake Homes Realty, LLC

Agent

Chris Morris