For sale Residential

Listed Jul 17, 2026

$725,000 Est. $4,795/mo

12690 Overseas Highway Unit 413

  • 2

    Beds

  • 3

    Baths

  • 1,352

    Sq ft

The story

  • Pool
  • Waterfront

Unit UNIT 413 at 12690 Overseas Highway is a 2-bedroom, 3-bathroom, two-story residential in Marathon, FL with 1,352 sq ft of living space, built in 1989. It is currently listed at $725,000, with a quarterly HOA fee of $3,247. Highlights include a waterfront setting and a pool.

Wake up to wide-open Gulf views from this beautifully maintained residence in Gulfpointe Two, a sought-after waterfront community in the heart of Marathon. Designed to make the most of its coastal setting, the home offers multiple private balconies, bright open living spaces, and water views that create a relaxing backdrop throughout the day.The main living level features a spacious open-concept layout connecting the kitchen, dining area, and living room. Large windows and sliding glass doors fill the space with natural light while showcasing the Gulf beyond. The updated kitchen is designed for both everyday living and entertaining, with granite countertops, abundant cabinetry, stainless steel appliances, a generous breakfast bar, and plenty of workspace. Coastal furnishings and clean finishes complement the easygoing Keys atmosphere.Upstairs, the primary bedroom provides a peaceful private retreat with access to its own balcony and beautiful views across the water. From morning coffee to sunset cocktails, the outdoor spaces offer the perfect place to enjoy the sea breeze and watch boats pass in the distance.Gulfpointe Two is a well-maintained waterfront community offering a heated pool with a chiller for added comfort during the warmer summer months. Gulfside dockage with finger piers is available to owners on a first-come basis and can accommodate boats up to approximately 36 feet. Boaters will appreciate the convenient access to both the Gulf and Atlantic, with Vaca Channel just minutes away.Weekly vacation rentals are permitted, providing excellent flexibility for use as a full-time residence, seasonal getaway, or income-producing investment. Centrally located near Marathon's restaurants, shopping, marinas, beaches, and everyday conveniences, this inviting waterfront property delivers the views, boating access, and relaxed island lifestyle buyers come to the Florida Keys to enjoy.

Facts & features

Home type

Residential

Year built

1989

Floors

2

Price per sq ft

$536

HOA

$3,247 / quarterly

Included features

  • Pool

    Yes

  • Cooling

    Central Air, Ceiling Fan(s)

  • Appliances

    Washer, Stainless Steel Appliance(s), Microwave, Oven, Refrigerator, Dishwasher, Dryer

  • Flooring

    Tile, Carpet

  • Roof

    Metal

  • Lot Information

    Waterfront

  • Exterior

    Lighting, Storage

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$4,795 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,859
  • Property tax $725
  • Insurance $211

Includes principal, interest, taxes & insurance.

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Listing Broker

Coldwell Banker Schmitt Real Estate Co.

Broker Name

Coldwell Banker Schmitt Real Estate Co.

Agent

Samuel Davis Williams