For sale Home

Listed Oct 19, 2026

$82,000 Est. $542/mo

12686 State Route 78 Road

  • 1

    Beds

  • 1

    Baths

  • 576

    Sq ft

The story

  • Waterfront

Enjoy the perfect little getaway at Matanza Beach, nestled right on Matanza Lake! Take advantage of year-round water recreation, watch abundant waterfowl, and soak in breathtaking sunsets over the lake. This charming 1-bedroom, 1-bathroom cottage features an eat-in kitchen, separate dining room, cozy living room, bedroom and full bath. Step outside to the spacious 288-square-foot deck overlooking the lake, perfect for relaxing and enjoying the peaceful surroundings. A storage shed provides extra space for outdoor essentials. Recent updates include plumbing in 2023 and a well pump in 2022. Whether you're looking for a relaxing retreat or outdoor adventures of fishing, kayaking and more, this charming lakeside cottage offers the perfect blend of relaxation and year-round recreation!

Facts & features

Home type

Home

Year built

1923

Price per sq ft

$142

Included features

  • Cooling

    Window Unit(s), Ceiling Fan(s)

  • Heating

    Natural Gas, Electric, Baseboard

  • Appliances

    Electric Water Heater, Range, Refrigerator, Tankless Water Heater

  • Roof

    Shingle

  • Lot Information

    Waterfront

  • Water Source

    Private

  • Sewer

    Septic Tank

Mortgage calculator

Estimated monthly payment

$542 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $436
  • Property tax $82
  • Insurance $24

Includes principal, interest, taxes & insurance.

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Listing Broker

Kennedy- Sarff Real Estate LLC

Broker Name

Kennedy- Sarff Real Estate LLC

Agent

Scott R Williams