For sale Residential

Listed Sep 18, 2026

$724,000 Est. $4,789/mo

12658 Emerald Bay Drive

  • 4

    Beds

  • 4

    Baths

  • 3,197

    Sq ft

The story

  • Basement

Senko Home's Agave home plan has been thoughtfully customized for this nearly one-acre home site in Emerald Bay. A covered front porch opens to an entry foyer that flows seamlessly into a combined great room, kitchen, and dining space -- anchored by a gas log fireplace and filled with natural light. The main level continues to flow outward to a 15' x 12' covered deck accessible from both the great room and the primary suite, while the kitchen connects effortlessly to a butler's pantry, walk-in pantry, and laundry room -- a layout built for hosting with ease. The private, main level primary suite offers a generous private bath with walk-in closet, tiled shower, relaxing tub, and double-sink vanity. While permitted for 4 bedrooms, the Agave also provides a spacious bonus/flex room and open loft ideal for a den or family room. The second level also contains two full baths, a second laundry room, and walk-out attic storage. Construction quality matches the thoughtful design throughout: a brick and fiber cement exterior offers lasting durability and curb appeal, while the gently sloping lot allows for a tall crawl space with added storage capacity. The side-entry, two-car garage includes a pedestrian door for everyday convenience, and an owner's entry with a mud bench keeps daily comings and goings organized. Together, the flow from covered porch to open main level, private primary retreat, and versatile upper-level living creates a home built as thoughtfully for how you live as for how you'll grow into it. Emerald Bay HOA dues are $500 per year and includes a community clubhouse and pool.

Facts & features

Home type

Residential

Year built

2026

Floors

2

Lot size

1 acres

Price per sq ft

$226

HOA

$500 / annually

Parking

2-car garage

Included features

  • Fireplace

    1 fireplace

  • Basement

    Yes

  • Cooling

    Ceiling Fan(s), Central Air, Electric

  • Heating

    Central, Electric, ENERGY STAR Qualified Equipment, Heat Pump

  • Appliances

    Stainless Steel Appliance(s), Microwave, Gas Range, Electric Oven, Disposal, Dishwasher, Oven

  • Flooring

    Carpet, Tile

  • Roof

    Asphalt

  • Water Source

    Public

  • Sewer

    Septic Tank

Mortgage calculator

Estimated monthly payment

$4,789 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,853
  • Property tax $724
  • Insurance $211

Includes principal, interest, taxes & insurance.

Your Property Journey

Interested in this, or something like it?

Submit an inquiry

Drop your details and we will help you find what you are looking for.

Not quite. Help me find the right one

Talk it through or type it out, whichever feels easiest.

Your contact details

An agent will reach out personally, no automated calls.

Smart Assistant

Hi, how can I help you find your dream home?

Tap the voice button to talk, or just start typing.

Tap anywhere to fix a word or add more

Tap stop when you’re done. You can edit the text before searching.

By submitting, you agree to our Privacy Policy and Terms.

Listing Broker

The Agency Chattanooga

Broker Name

The Agency Chattanooga

Agent

Derek English