For sale Home

Listed Aug 27, 2026

$1,099,000 Est. $7,269/mo

12576 Lomica Drive

  • 3

    Beds

  • 2

    Baths

  • 1,770

    Sq ft

The story

  • Pool

Welcome home to Seven Oaks, an exclusive and truly exceptional 55+ master planned community in North County. This thoughtfully updated 3 bedroom and 2 bathroom ranch style home lives larger than its 1770 square foot frame with its wide open great room layout and outdoor living space harmoniously flowing for everything from entertaining to everyday living. A serene and useable landscaped backyard with a BBQ island and mountain views will take full advantage of the unbeatable San Diego climate. The updated kitchen with new cabinets, quartz countertops, new appliances and pot filler will make all aspiring chefs feel appreciated. All of the bedrooms feature ample storage space with the master suite featuring a walk in closet. Tile flooring throughout allows for designing flexibility while providing the ultimate option in cleanable surfaces for any hypoallergenic concerns. The attached two car garage offers an oversized section for storage, hobby bench, etc. Both front and back yard are on sprinklers and designed for both aesthetics and low maintenance. All of this with a low annually assessed HOA and unbeatable amenities. This home is shopping close, quick freeway access yet quiet and secluded. Rancho Bernardo is home to several Fortune 500 companies, top rated restaurants and golf courses as well as wineries. Come live, work and play in the neighborhood ranked 4th Friendliest in the entire US!

Facts & features

Home type

Home

Year built

1969

Floors

1

Price per sq ft

$621

HOA

$615 / annual

Parking

2-car garage

Included features

  • Pool

    Yes

  • Fireplace

    Yes

  • Cooling

    Central Forced Air

  • Appliances

    Dishwasher, Disposal, Refrigerator

  • Sewer

    Public Sewer

  • View

    Mountain

Mortgage calculator

Estimated monthly payment

$7,269 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $5,849
  • Property tax $1,099
  • Insurance $321

Includes principal, interest, taxes & insurance.

Your Property Journey

Interested in this, or something like it?

Submit an inquiry

Drop your details and we will help you find what you are looking for.

Not quite. Help me find the right one

Talk it through or type it out, whichever feels easiest.

Your contact details

An agent will reach out personally, no automated calls.

Smart Assistant

Hi, how can I help you find your dream home?

Tap the voice button to talk, or just start typing.

Tap anywhere to fix a word or add more

Tap stop when you’re done. You can edit the text before searching.

By submitting, you agree to our Privacy Policy and Terms.

Listing Broker

Heritage Re David Waitley Co B

Broker Name

Heritage Re David Waitley Co B

Agent

Christopher Nicholson

Location

Coronado California 92118