For sale Home

Listed Oct 18, 2026

$4,999,000 Est. $33,064/mo

121 28th Street

  • 2

    Beds

  • 2

    Baths

  • 872

    Sq ft

The story

  • Pool

***OFFER DEADLINE: Monday Nov 2, 2026 at 5:00 PM*** NEARLY A CENTURY IN ONE FAMILY. ONE FULL RH LOT. ONE BLOCK FROM THE SAND. 121 28th St is an original 30 x 90 lot of approximately 2,700 SF, running street to street from 28th Street to 28th Place. Held by the same family for nearly a century and passed down between family members, per seller, it is now offered on the open market for the first time. Of approximately 432 RH-zoned parcels between Marine Avenue and Rosecrans, broker research indicates only about 40 still contain a single home on a full lot, and this is currently the only one offered for sale. Buyer to verify. THREE WAYS TO WIN. MOVE IN. The remodeled 1926 bungalow offers 2 bedrooms, 2 baths, central air, quartz counters, a covered front porch with an ocean view down 28th St, a rear deck, and a detached 2-car garage off 28th Pl, keeping parking and rear entry away from the beach-facing side. HOLD IT. A Coastal Zone location with rental potential; short-term rental use may be available through the City program, subject to eligibility, licensing, and buyer verification. BUILD IT. Explore one new single-family home or up to three units, subject to City and Coastal review. Broker analysis indicates approximately 4,585 SF of living area may be possible over three stories under current zoning, plus certain garage and below-grade basement area. Buyer to verify. THE NUMBERS TELL THE STORY. A full-lot duplex on this street sold approximately 11% above asking in about eight days in September 2026, and recent new construction on comparable full RH lots has closed above $1

Facts & features

Home type

Home

Year built

1926

Floors

1

Price per sq ft

$5,733

Parking

2-car garage

Included features

  • Pool

    Yes

  • Fireplace

    Yes

  • Cooling

    Central Forced Air

  • Heating

    Forced Air Unit

  • Appliances

    Dishwasher, Microwave, Barbecue

  • Water Source

    Public

  • Sewer

    Public Sewer

  • View

    Water

Mortgage calculator

Estimated monthly payment

$33,064 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $26,607
  • Property tax $4,999
  • Insurance $1,458

Includes principal, interest, taxes & insurance.

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Listing Broker

eXp Realty of California Inc

Broker Name

eXp Realty of California Inc

Agent

Ashley Anderson

Location

San Ramon CA 94583