For sale Condo

Listed Aug 19, 2025

$430,000 Est. $2,844/mo

12011 Front Beach Road Unit 405b

  • 2

    Beds

  • 2

    Baths

  • 1,076

    Sq ft

The story

  • Pool
  • Waterfront

Unit UNIT 405B at 12011 Front Beach Road is a 2-bedroom, 2-bathroom condo in Panama City Beach, FL with 1,076 sq ft of living space and 2 garage spaces, built in 2005. It is currently listed at $430,000, with a monthly HOA fee of $977. Highlights include a waterfront setting, water views and a pool.

*Shown by Appointment* *$20k Price Reduction!!* WOW! Sterling Reef is one of the most sought-after Gulf front communities on the beach! Low density means no waiting for an elevator and always a seat on the pool deck! This 2 bed/2 bath unit is being sold fully furnished and includes washer and dryer! New tile throughout! The main bedroom has its own private bath and glass slider providing over-sized patio access and an amazing view of the water from bed! Sterling Reef amenities include a fitness center with water view and two Gulf front pools for you to enjoy! There is also a grill area with outdoor seating. Plenty of ground floor Garage parking! Sterling Reef is located next to the County Pier, which makes it perfect for fishing, and across from Shipwreck Water Park! Walk to dining and entertainment! *All measurements/info to be confirmed by buyer/representative.

Facts & features

Home type

Condo

Year built

2005

Price per sq ft

$400

HOA

$977 / monthly

Parking

2-car garage

Included features

  • Pool

    Yes

  • Cooling

    Central Air, Ceiling Fans

  • Heating

    Central, Electric

  • Appliances

    Electric Cooktop, Electric Oven, Electric Water Heater

  • View

    Water

Mortgage calculator

Estimated monthly payment

$2,844 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,289
  • Property tax $430
  • Insurance $125

Includes principal, interest, taxes & insurance.

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Listing Broker

Keller Williams Success Realty

Broker Name

Keller Williams Success Realty

Agent

Ryan T Powell

Location

Panama City Beach FL 32407