For sale Home

Listed Oct 30, 2026

$2,100,000 Est. $13,890/mo

12004 Oak Cove Lane

  • 4

    Beds

  • 5

    Baths

  • 5,458

    Sq ft

The story

  • Waterfront
  • Basement

Enjoy panoramic views of Chickamauga Lake's main channel from nearly every room in this custom all-brick home in gated Oak Cove. Located on a cul-de-sac, the property features year-round deep-water frontage and is about 25 minutes from downtown Chattanooga. The two-level dock includes two boat lifts, one covered, and four jet-ski lifts. You also have your own private boat ramp which is a rare find as well! Inside, a two-story foyer with a curved staircase opens to the great room, where floor-to-ceiling windows showcase the lake. The formal dining room connects to a butler's pantry, and the spacious kitchen features stainless-steel appliances, an island, double ovens, and a walk-in pantry. The main-level primary suite includes a vaulted adjoining room and an en-suite bath with two walk-in closets, separate vanities, and a tile shower. Upstairs are three bedrooms and a bonus room with a gas fireplace. The full partially finished basement offers over 3k more sq ft of heated and cooled space and includes a full bath and workshop and tons of room for additional sq footage to be added if desired. A three-car main-level garage and a lower-level garage with a separate driveway offer ample parking and boat storage. With deep water, a private dock, private boat ramp, generous living space, and lake views throughout, this Oak Cove home is made for waterfront living.

Facts & features

Home type

Home

Year built

2005

Lot size

1 acres

Price per sq ft

$385

HOA

$1,250 / annually

Parking

4-car garage

Included features

  • Fireplace

    Yes

  • Basement

    Yes

  • Cooling

    Central Air, Electric, Multi Units

  • Heating

    Central, Natural Gas

  • Appliances

    Disposal, Double Oven, Dishwasher, Electric Cooktop, Microwave, Stainless Steel Appliance(s)

  • Flooring

    Carpet, Hardwood, Tile

  • Roof

    Asphalt, Shingle

  • Lot Information

    Cleared, Cul-De-Sac, Gentle Sloping, Interior Lot, Landscaped, Lake on Lot, Level, Many Trees, Views, Waterfront

  • Exterior

    Boat Slip, Dock, Fire Pit, Rain Gutters, Dock - Stationary

  • Water Source

    Public

  • Sewer

    Septic Tank

  • View

    Water

Mortgage calculator

Estimated monthly payment

$13,890 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $11,177
  • Property tax $2,100
  • Insurance $613

Includes principal, interest, taxes & insurance.

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Listing Broker

simpliHOM

Broker Name

simpliHOM

Agent

Taylor Simmons