For sale Home

Listed Nov 4, 2026

$569,900 Est. $3,769/mo

120 Mccosh Mill Road

  • 3

    Beds

  • 3

    Baths

  • 1,224

    Sq ft

The story

  • Pool

This charming single-level coastal cottage captures the essence of laid-back beach living, offering 3 bedrooms and 2.5 bathrooms with ample space to comfortably host family and guests. The primary suite is a private retreat featuring a king-size bed, en suite bath, and direct access to the back porch—perfect for enjoying gentle coastal breezes and quiet mornings. A second bedroom offers a queen bed, while the third bedroom includes two sets of bunk beds, creating a layout well suited for families and visiting guests. The open-concept living, kitchen, and dining area provides an inviting gathering space after a day on the sand, designed for relaxed entertaining and effortless coastal living. Outdoor living areas further enhance both enjoyment and guest appeal, including a wraparound porch with seating and dining areas, a screened-in porch with exterior access, a fire pit surrounded by Adirondack chairs for evenings under the stars, and a convenient outdoor shower for easy beach days. Located in the Piney Woods Beach Subdivision, the home offers neighborhood beach access and is just steps from the community pool. With its refined design, desirable outdoor amenities, and prime coastal setting, this property is well suited as a primary residence, an upscale second home, or a high-demand vacation rental opportunity. New HVAC Jan 2026

Facts & features

Home type

Home

Year built

2015

Price per sq ft

$466

HOA

$750 / annually

Included features

  • Pool

    Yes

  • Cooling

    Central Air, Electric, Ceiling Fan(s)

  • Heating

    Central, Electric

  • Appliances

    Dishwasher, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer

  • Flooring

    Carpet, Hardwood

  • Roof

    Metal

  • Lot Information

    Dedicated Beach, Deeded Water Access, Flood Insurance Required, Within 1/2 Mile of Water

  • Exterior

    Barbecue

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$3,769 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,033
  • Property tax $570
  • Insurance $166

Includes principal, interest, taxes & insurance.

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Listing Broker

Going Coastal

Broker Name

Going Coastal

Agent

Michelle Massingill