For sale Home

Listed Oct 30, 2026

$369,900 Est. $2,447/mo

12 Palm Circle Drive

  • 2

    Beds

  • 2

    Baths

  • 1,652

    Sq ft

The story

WOW! Looking for that Perfect WATERFRONT home? Welcome to this spacious home that sits on none other then the Withlacoochee River! Offering approximately 1,652 square feet of living space with a flexible layout and plenty of room to enjoy both indoors and out. And with a METAL ROOF! Enjoy serene water views where manatees and dolphins are frequent visitors. Inside, the charming interior offers a comfortable and functional layout with LARGE TILE flooring, updated bathrooms, and an UPDATED modern kitchen, making it perfect for everyday living or entertaining guests. This elevated home also has a spacious two-car garage with plenty of room for vehicles and water toys. Outside, you’ll find an expansive multi-level dock, featuring a large dock for entertaining & easy boat access. Plus a fully fenced yard perfect for gatherings, along with a shed for tools and gear. Best of all, NO HOA, giving you the freedom to enjoy the property your way. Whether you’re searching for a full-time residence, seasonal getaway, or high-potential rental investment, this waterfront gem checks every box. Located just minutes from the Gulf, Crystal River, manatee tours, and some of Florida’s most beautiful springs. Waterfront living, boating, kayaking, paddleboarding, fishing, waterskiing, and scalloping, this riverside retreat truly offers it all. Don’t miss the opportunity to make it yours. Newer heat pump water heater, HVAC. Tons of updates you MUST see in person.

Facts & features

Home type

Home

Year built

1983

Floors

1

Price per sq ft

$224

Parking

2-car garage

Included features

  • Fireplace

    Yes

  • Cooling

    Central Air

  • Heating

    Central, Heat Pump

  • Appliances

    Built-In Oven, Dryer, Microwave, Range, Refrigerator, Washer

  • Flooring

    Luxury Vinyl, Tile

  • Roof

    Metal

  • Exterior

    Rain Gutters

  • Water Source

    Public

  • Sewer

    Septic Tank

  • View

    Water

Mortgage calculator

Estimated monthly payment

$2,447 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,969
  • Property tax $370
  • Insurance $108

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

OLYMPUS EXECUTIVE REALTY INC

Broker Name

OLYMPUS EXECUTIVE REALTY INC

Agent

Delvys Cardenas