For sale Condo

Listed May 9, 2026

$235,000 Est. $1,554/mo

1162 Carmel Circle #440

  • 2

    Beds

  • 2

    Baths

  • 1,137

    Sq ft

The story

Come live the resort lifestyle with carefree maintenance in the beautiful and gated Carmel by the Lake community on 400 acre Lake Howell. This furnished 2 bed, 2 bath; 4th-floor condo, with elevators, is all on one level and offers serene views of towering oak trees, and the shady walking paths around the lovely grounds leading to Lake Howell (a large ski lake). Stepping into this lovely home, you’ll immediately notice the light and bright spacious eat-in kitchen with pass-through to the dining and living room. You won’t be able to draw your eyes from the oversized glass sliders to the covered screened lanai that faces east. Enjoy your morning coffee with peaceful views of the sunrise on your own private back porch. The large master bedroom offers views of sunrises and majestic trees, a master bath with double sinks, walk-in closet and large shower. This split plan has an inside Laundry, hall bath and a 2nd bedroom in front. Other extras include a designated covered parking spot and storage assigned to unit, newer appliances, and private community boat ramp on Lake Howell to spend hours of fun on the water. This location is prime as you are just minutes away from many shopping options, restaurants, UCF, beaches, only 35 minutes to Disney, Orlando International airport, Sanford airport and close to Winter Park or Altamonte train services and major roadways for an easy commute to all that Central Florida has to offer. All this and zoned for Seminole County schools. Carmel by the Lake is like living in your own private gated resort with community pool, hot tub, tennis/pickle ball court, racketball, clubhouse, boat ramp, fishing pier and lakeside walking paths. The monthly HOA is very comprehensive and offers a lot: high-speed internet, cable with over 200 channels, water, sewer, trash, grounds upkeep, building exterior maintenance and community maintenance. Don't miss out on this gem, schedule your private tour today! Property may be under video/audio surveillance.

Facts & features

Home type

Condo

Year built

1984

Floors

4

Price per sq ft

$207

HOA

$741 / monthly

Included features

  • Cooling

    Central Air

  • Heating

    Central, Electric

  • Appliances

    Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

  • Flooring

    Ceramic Tile, Parquet

  • Roof

    Built-Up, Tile

  • Exterior

    Balcony, Sidewalk, Storage, Tennis Court(s)

  • Water Source

    Public

  • Sewer

    Public Sewer

  • View

    Park

Mortgage calculator

Estimated monthly payment

$1,554 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,251
  • Property tax $235
  • Insurance $69

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

COLDWELL BANKER REALTY

Broker Name

COLDWELL BANKER REALTY

Agent

John Herndon