For sale Home

Listed May 19, 2026

$4,588,000 Est. $30,345/mo

116 Monterey Street

  • 4

    Beds

  • 4

    Baths

  • 2,586

    Sq ft

The story

This Mediterranean masterpiece was entirely reimagined and 95% redone in 2007 by the current owners. The only remnant of the original home is a part of the foundation and the retro downstairs bathroom. Also added was an oversized two stall garage and a 1 bedroom, 1 bath ADU with unobstructed views of the Boardwalk, Wharf, and Monterey Bay, with a separate address of 118 Monterey Street. The owners meticulously preserved the vintage character, designing a high-end modern residence around that historic core. From the structural integrity to the lush, professional landscaping, every inch of this property has been built, lived in, and maintained to an immaculate standard.Situated just steps from West Cliff Drive and the Cowells Beach stairs, this residence caters to an active lifestyle centered around the ocean. The chef's kitchen, anchored by a Wolf range and a generous island, makes entertaining effortless. Evenings end in a private coastal oasis featuring an 8-person outdoor hot tub and a convenient outdoor shower, the essential finish to a morning surf session.The permitted 1bed /1 bath ADU sits atop a 2-car, oversized mechanic's garage and offers a proven income of $30-40k annually, or an opportunity for a family compound. Easily the best high end value in Santa Cruz County.

Facts & features

Home type

Home

Year built

1952

Floors

2

Price per sq ft

$1,774

Parking

2-car garage

Included features

  • Fireplace

    Yes

  • Heating

    Forced Air

  • Flooring

    Hardwood, Tile

  • Roof

    Tile

  • Water Source

    Public

  • View

    City, Mountain

Mortgage calculator

Estimated monthly payment

$30,345 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $24,419
  • Property tax $4,588
  • Insurance $1,338

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

Christie's International Real Estate Sereno

Broker Name

Christie's International Real Estate Sereno

Agent

Craig Springbett

Location

CA 95065