For sale Home

Listed Sep 9, 2026

$649,900 Est. $4,298/mo

1103 Palm Circle

  • 3

    Beds

  • 2

    Baths

  • 1,970

    Sq ft

The story

Imagine waking up to the coastal breeze & strolling just blocks to the ocean from your coastal retreat! Nestled on a rare, sprawling 95' x 140' corner lot in Jacksonville Beach, this durable concrete block home with a metal roof offers endless potential (appraised for $660k). Inside, a freshly painted, sunlit great room welcomes you w/gorgeous new LVP flooring, drywall, & recessed downlighting. The newly connected A/C ducting to the hall and bath ensures a seamless transition and total comfort. Cool tile flows through the rest of the home, featuring 3 bedrooms that offer true multi-generational flexibility. Step outside and embrace the vibrant beach lifestyle--walk or bike to enjoy local dining and shops or nearby Atlantic Beach, Neptune Beach & Ponte Vedra. Have close access to top-tier care at Beaches Baptist Medical Center & Mayo Clinic, world-class shopping at St. Johns Town Center, TPS Sawgrass & downtown Jax. Bring your vision & live the Florida lifestyle you've been dreaming of Close to newly renovated parks (Jarboe & Gonzalez Park) featuring playgrounds, basketball and pickleball courts, and baseball and recreational fields. Great for all ages!. No Carpet, no HOA, no CDD, no rental restrictions. Selling AS-IS, including the appliances. Great for an Airbnb investment as well (Investor Alert!). The home is staged (the furniture and hanging pictures or mirrors don't convey), and some images are virtually enhanced.

Facts & features

Home type

Home

Year built

1955

Floors

1

Price per sq ft

$330

Included features

  • Fireplace

    1 fireplace

  • Cooling

    Central Air, Wall/Window Unit(s)

  • Heating

    Central

  • Appliances

    Disposal, Electric Range, Microwave, Refrigerator

  • Flooring

    Tile

  • Roof

    Metal

  • Lot Information

    Corner Lot

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$4,298 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,459
  • Property tax $650
  • Insurance $190

Includes principal, interest, taxes & insurance.

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Listing Broker

RISE REALTY ADVISORS, LLC

Broker Name

RISE REALTY ADVISORS, LLC

Agent

JOEL GONZALEZ ROJAS