1102 Ladies Street

Open House Thurs Sept 17 11 AM - 1:30 PM Built in 2019 on a rare 0.21-acre double lot in Historic Old Town, this custom residence offers a combination difficult to replicate: the architectural character of one of Fernandina Beach’s most distinctive neighborhoods with the comfort and advantages of modern construction. Designed by Eric Moser and built by Jim Cartwright, the home was thoughtfully conceived to complement its historic surroundings while meeting today’s expectations for quality and livability. Multiple porches invite relaxed mornings and effortless entertaining, while the fully fenced backyard, outdoor shower, space for a future pool, and dedicated parking area create an unusually versatile setting for enjoying the coastal lifestyle. Inside, vertical-grain heart pine flooring, natural mahogany interior & exterior doors, a wood-burning fireplace, restored vintage lighting, and distinctive architectural details bring warmth and authenticity throughout. The kitchen is anchored by a BlueStar Platinum Series range and character-rich cabinetry selected to complement the home’s traditional design. A standing-seam metal roof, high-performance insulation, PG-40 rated windows, and carefully selected structural and exterior materials reflect an emphasis on durability and long-term performance. Flexible interior space can serve as a home office, studio, or quiet retreat, while a separate storage building with electrical service adds practical utility. With no HOA and convenient access to downtown Fernandina Beach, the waterfront, dining, shopping, and Amelia Island’s coastal amenities, this property presents a distinctive alternative for the buyer seeking something truly special. Schedule your private showing today.