For sale Home

Listed Aug 2, 2026

$695,000 Est. $4,597/mo

1098 Harbor Point Drive

  • 4

    Beds

  • 3

    Baths

  • 3,222

    Sq ft

The story

  • Basement

Welcome home to the perfect blend of luxury, convenience, and endless possibilities! Ideally located just 20 minutes from downtown Chattanooga with quick access to Highway 27. This stunning home is also only 3 minutes from Steve's Landing and Pine Harbor Marina, making it effortless to spend your days boating, fishing, and enjoying beautiful Chickamauga Lake. Step inside to find gorgeous real hardwood floors throughout the main level, complemented by elegant wainscoting, crown moulding, and high-end finishes that create a warm and inviting atmosphere. The heart of the home is a chef's dream kitchen, featuring abundant custom cabinetry, quartz countertops, premium workspace, and a convenient wet bar that's perfect for entertaining family and friends. The spacious primary suite is conveniently located on the main level and offers a vaulted ceiling, a large walk-in closet, and a luxurious en suite bathroom complete with a beautifully tiled walk-in shower and dual vanities. Upstairs, you'll find two generously sized bedrooms, a full bathroom, and an impressive 600-square-foot bonus room that can easily serve as a fourth bedroom, game room, media room, or additional family room to fit your lifestyle. Car enthusiasts and hobbyists will appreciate the oversized three-car garage on the main level, along with an additional utility garage that provides easy access to the over 2,000-square-foot unfinished basement. Already framed with studded walls, this expansive space offers incredible potential to create additional living space, a home gym, workshop, recreation room, or in-law suite with minimal effort. Enjoy added peace of mind knowing the HVAC system and attic furnace were both replaced in May 2026, providing years of efficient comfort for the new owners. Whether you're looking for room to grow, space to entertain, or easy access to the lake while staying close to Chattanooga, this exceptional home truly has it all. Don't miss your opportunity to call this one HOME!

Facts & features

Home type

Home

Year built

1998

Lot size

1 acres

Price per sq ft

$216

HOA

$175 / annually

Parking

4-car garage

Included features

  • Fireplace

    1 fireplace

  • Basement

    Yes

  • Cooling

    Central Air, Electric

  • Heating

    Central, Natural Gas

  • Appliances

    Built-In Gas Oven, Dishwasher, Gas Range, Gas Water Heater, Microwave, Range Hood

  • Flooring

    Carpet, Hardwood, Tile

  • Roof

    Shingle

  • Exterior

    Rain Gutters

  • Water Source

    Public

  • Sewer

    Septic Tank

Mortgage calculator

Estimated monthly payment

$4,597 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,699
  • Property tax $695
  • Insurance $203

Includes principal, interest, taxes & insurance.

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Listing Broker

United Real Estate Experts

Broker Name

United Real Estate Experts

Agent

Jordan Dupree