For sale Home

Listed Sep 3, 2026

$1,149,000 Est. $7,600/mo

109 Dragon Circle

  • 5

    Beds

  • 5

    Baths

  • 4,536

    Sq ft

The story

  • Pool

Experience elevated golf course living at 109 Dragon Circle, ideally positioned along the 8th green and 9th tee box of the prestigious Nicklaus Golf Course in Dragon's Ridge, the newer gated section of Bay Point in Panama City Beach. This beautifully updated residence blends refined finishes, generous living spaces, and resort-style outdoor living in one exceptional setting. Inside, an impressive, oversized kitchen island anchors the open entertaining space, complemented by updated bathrooms, flooring, and fresh interior and exterior paint. Spacious rooms and thoughtfully designed gathering areas create an effortless flow for both everyday living and entertaining. Outdoors, a private pool and hot tub overlooking the golf course create a true backyard retreat. The recently resurfaced pool, expansive outdoor space, three-car garage, oversized driveway, and park directly across the street further enhance the home's appeal. Bay Point offers a lifestyle unlike any other, with the Nicklaus Golf Course, Point South Marina, Gulf access, community boat launch, dining, playgrounds, and more just moments away. Whether enjoying an afternoon on the course, boating the Gulf, or relaxing poolside, 109 Dragon Circle delivers luxury coastal living in one of Panama City Beach's most desirable gated communities.

Facts & features

Home type

Home

Year built

2005

Price per sq ft

$253

HOA

$3,050 / annually

Parking

3-car garage

Included features

  • Pool

    Yes

  • Fireplace

    Yes

  • Cooling

    Central Air, Ceiling Fans, Energy Star Qualified Equipment, Multi Units

  • Heating

    Energy Star Qualified Equipment, Fireplaces

  • Appliances

    Bar Fridge, Electric Cooktop, Electric Range, Electric Water Heater

  • Roof

    Shingle

  • Lot Information

    Sprinkler System, Paved

  • Exterior

    Boat Ramp, Covered Patio, Deck

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$7,600 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $6,115
  • Property tax $1,149
  • Insurance $335

Includes principal, interest, taxes & insurance.

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Listing Broker

1 Percent Lists Florida Coast

Broker Name

1 Percent Lists Florida Coast

Agent

Stacia Lamulle

Location

Madisonville LA 70447