For sale Home

Listed Oct 23, 2026

$130,000 Est. $860/mo

107 East Center Street

  • 3

    Beds

  • 2

    Baths

  • 1,609

    Sq ft

The story

  • Basement

Charming Home Endless Potential in Downtown Troy! Bring your design ideas and sweat equity to this classic older home with great bones, located just a short distance from the heart of downtown Troy! Offering a unique layout with exceptional expansion opportunities, this property features a 5-year-old roof and low-maintenance vinyl siding—giving you a strong head start on your project. Main Level: Come inside to find a traditional layout featuring a comfortable living room, a formal dining room and a kitchen space, highlighted by a gorgeous, decorative wood staircase leading upstairs. Upstairs includes two cozy bedrooms and a full bathroom. Bonus Area, A functional mudroom separates the main house from additional living space. This bonus area features an additional bedroom or office and a half bath. An unfinished open area with plumbing already available—the ideal setup to transform into a secondary kitchen, a large laundry room, a primary suite, or an in-law quarters. Outdoor Living: Enjoy a large, fully enclosed privacy-fenced yard, perfect for pets, play, or entertaining. Parking & Storage: Includes a detached garage that is fantastic for storage or a workshop, plus convenient off-street and street parking options. Prime Location: Enjoy the best of small-town living just a minute from downtown Troy, with quick access to local shopping, dining and major interstates for an easy commute. Whether you're an investor looking for your next project or a buyer ready to customize a home with character, this property is a must-see. Schedule your showing today and unlock its full potential!

Facts & features

Home type

Home

Year built

1900

Price per sq ft

$81

Parking

1-car garage

Included features

  • Basement

    Yes

  • Cooling

    Central Air

  • Heating

    Gas

  • Roof

    Composition

  • Lot Information

    City Lot

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$860 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $692
  • Property tax $130
  • Insurance $38

Includes principal, interest, taxes & insurance.

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Listing Broker

RE/MAX Preferred

Broker Name

RE/MAX Preferred

Agent

Chad Doyle

Location

O'Fallon IL 62269