For sale Home

Listed Oct 16, 2026

$659,900 Est. $4,365/mo

103 Sunset Circle

  • 6

    Beds

  • 6

    Baths

  • 5,563

    Sq ft

The story

BAY VIEWS, DOUBLE LOT & ENDLESS POSSIBILITIES! Discover a unique opportunity offering a rare combination of approximately 310' of frontage, direct views of St. Joseph Bay & the freedom of no HOA restrictions. Situated on two original lots, this 6-bedroom, 5.5-bath home provides the space & flexibility to create a multigenerational family compound, private coastal retreat or remarkable gathering place for family & friends. Panoramic bay views extend throughout the bedrooms & living areas on both levels, while an open-air breezeway connects the two-story design, framing the water & welcoming coastal breezes. Generous gathering spaces provide room to entertain, and two attached garages offer convenient storage for vehicles, beach gear & recreational equipment. The ground floor presents a blank canvas for customization, with drywall & electrical updates providing a starting point. A new roof was installed in 2019. With approximately 310' of frontage, there's ample room to envision a pool, outdoor kitchen, workshop, or additional boat storage. For those looking to start fresh, another possibility is removing the existing home & returning the property to its original two lots, allowing the opportunity to build a custom coastal home on one lot & sell the other, or potentially resell both lots individually, subject to applicable approvals. Enjoy the natural beauty of St. Joseph Bay, with fishing, kayaking, boating, wildlife watching & breathtaking sunsets just outside your door. Historic downtown Port St. Joe is an easy walk or golf-cart ride away, offering locally owned shops, restaurants along Reid Avenue, Point South Marina, the Bay Walk, Port City Trail & Cape San Blas Lighthouse. The beaches of Cape San Blas & St. Joseph Peninsula State Park are also just a short drive away. Surrounded by established Bayfront & Bayview homes, Sunset Circle offers a desirable coastal setting with exceptional space & possibilities. Whether you choose to renovate, reimagine or build new, this property provides a unique opportunity to create your own vision of coastal living. Call for your private tour & LIVE THE BEACH LIFE!

Facts & features

Home type

Home

Year built

1977

Floors

2

Lot size

1 acres

Price per sq ft

$119

Parking

2-car garage

Included features

  • Heating

    Electric

  • Appliances

    Electric Range, Gas Oven, Gas Water Heater, Tankless Water Heater

  • Roof

    Composition, Shingle

  • Lot Information

    Paved

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$4,365 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,512
  • Property tax $660
  • Insurance $192

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

Beach Properties Real Estate

Broker Name

Beach Properties Real Estate

Agent

Kaye Haddock

Location

Port St. Joe FL 32456