For sale Home

Listed Jun 9, 2026

$2,475,000 Est. $16,370/mo

1028 Western Drive

  • 4

    Beds

  • 3

    Baths

  • 2,172

    Sq ft

The story

Rare Upper Westside estate property offering nearly 3,050 square feet of combined living space, including a newly constructed, fully permitted 876 sq. ft. ADU. Set on a rare, level 18,426 sq. ft. flat parcel just moments from Moore Creek Preserve, this beautifully remodeled single-level ranch captures the essence of Santa Cruz livingprivacy, flexibility, and income potential in one of the areas most sought-after neighborhoods. The main residence spans 2,172 sq. ft. with 3 bedrooms and 2 full bathrooms, plus a spacious, flexible office ideal as a 4th bedroom, private suite, or guest quarters. Thoughtfully updated throughout, the home blends classic ranch charm with modern finishes and an easy indoor-outdoor flow. The newly built ADU offers excellent potential for rental income, extended family, or a private work-from-home retreatideal for UCSC faculty or Bay Area remote professionals seeking space and privacy. The expansive, flat grounds are a rare Westside findperfect for gardening, entertaining, or relaxing. Features include terraced gardens, a dog run, oversized two-car garage, and owned solarall just minutes from surf, trails, and Westside favorites.

Facts & features

Home type

Home

Year built

1962

Floors

1

Price per sq ft

$1,140

Parking

2-car garage

Included features

  • Fireplace

    Yes

  • Roof

    Composition

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$16,370 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $13,173
  • Property tax $2,475
  • Insurance $722

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

Live Love Santa Cruz

Broker Name

Live Love Santa Cruz

Agent

Bri Steel

Location

Santa Cruz CA 95062