For sale Home

Listed Oct 24, 2026

$324,900 Est. $2,149/mo

1020 Cottonwood Street

  • 4

    Beds

  • 2

    Baths

  • 2,239

    Sq ft

The story

  • Pool

SPACE, FLEXIBILITY, PRIVATE POOL & NO HOA! Discover this spacious 4-bedroom, 2-bathroom home offering 2,239 square feet of living space on a beautiful 0.29-acre corner lot in the established Lake Forest neighborhood of Leesburg! Surrounded by mature trees draped in Spanish moss, this single-story home combines classic Florida charm with versatile living spaces and an inviting outdoor setting. Step inside to a welcoming foyer, expansive living and dining areas, and luxury vinyl flooring throughout much of the home. The kitchen features solid wood cabinetry, generous counter space, and a convenient pass-through to the dining area, making everyday living and entertaining a breeze. Need extra space? In addition to four bedrooms, this home offers a dedicated office, a separate bonus room ideal for hobbies, creative projects, or a workshop, and an oversized laundry room with additional storage. Whether you're working from home or simply looking for room to spread out, this flexible floor plan offers plenty of possibilities! Step outside to your fenced backyard, featuring a private pool with an elevated deck and patio area—perfect for relaxing, entertaining, and enjoying Florida's sunshine. The oversized corner lot offers mature landscaping, ample outdoor space, and convenient driveway parking. LOCATION, LOCATION, LOCATION! Enjoy nearby public lake access, fishing piers, scenic waterfront parks, and recreational opportunities along the beautiful Harris Chain of Lakes, with local waterfront amenities within walking distance. Downtown Leesburg, with its restaurants, shops, and community activities, is also just a short distance away. Conveniently located near The Villages, Mount Dora, shopping, and medical facilities. NO HOA, NO CDD, and located in a USDA-eligible area, offering another potential financing option for qualified buyers! With generous living spaces, a versatile layout, and nearby outdoor recreation, this home offers a wonderful opportunity to enjoy the Florida lifestyle. Schedule your private showing today!

Facts & features

Home type

Home

Year built

1954

Floors

1

Price per sq ft

$145

Included features

  • Pool

    Yes

  • Cooling

    Central Air

  • Heating

    Central

  • Appliances

    Dishwasher, Dryer, Electric Cooktop, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer

  • Flooring

    Luxury Vinyl, Tile

  • Roof

    Shingle

  • Lot Information

    Corner Lot, Oversized Lot

  • Exterior

    Private Mailbox, Private Yard

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$2,149 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,729
  • Property tax $325
  • Insurance $95

Includes principal, interest, taxes & insurance.

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Listing Broker

THE ELITE REALTY EXPERIENCE

Broker Name

THE ELITE REALTY EXPERIENCE

Agent

Yza Perez