For sale Condo

Listed Sep 11, 2026

$359,900 Est. $2,380/mo

10 Silk Bay Drive Unit 122

  • 2

    Beds

  • 2

    Baths

  • 933

    Sq ft

The story

  • Pool

***OPEN HOUSE! SAT, NOV 7, NOON-2PM*** Escape to effortless coastal living at 10 Silk Bay Drive, Unit 122, situated in the desirable Topsail Village community on the peaceful west end of Scenic Highway 30A in Santa Rosa Beach, Florida. While many balconies face the parking lot, this exceptional residence offers greater privacy with a covered balcony surrounded by lush, mature trees and natural greenery. Lightly used primarily by a commuter owner and sold fully furnished and turnkey ready, this coastal retreat is primed for immediate residential living, a second-home getaway, or a top-tier short-term vacation rental (STR) with annual income projections at ~$35,000. The interior showcases an open-concept living space designed for low-maintenance living with zero carpet throughout, clean tile in the kitchen and bathrooms, and stylish wood-look flooring through the main living areas and bedrooms. The well-appointed kitchen features modern stainless steel appliances, plenty of cabinetry, and a welcoming breakfast bar that connects seamlessly to the dining and living spaces. Multiple improvements offer true peace of mind, highlighted by a 2023 HVAC system, a brand new in-unit washer and dryer, and an upgraded primary ensuite bathroom complete with a custom floor-to-ceiling tile shower and a sleek frameless glass enclosure. Ownership costs are exceptionally low for South Walton; HOA dues are just $515 per month covering exterior building maintenance, landscaping, trash collection, pool access, and master insurance. Topsail Village residents and guests enjoy fantastic on-site amenities, including a sparkling community swimming pool, outdoor grilling and picnic areas, bike racks, and golf cart friendly access. The location delivers unbeatable convenience to the best of 30A: you are less than one mile from multiple sugar-white sand public beach accesses, such as Dune Allen Regional, and right next door to Topsail Hill Preserve State Park and Point Washington State Forest trails. Ride bikes or take a golf cart down the Timpoochee Trail to Gulf Place, Shunk Gulley Oyster Bar, and Vue on 30A, or take a quick drive to Grand Boulevard shopping, dining, and Sacred Heart Hospital. With its rare combination of private nature views, recent system upgrades, low fees, and turn-key rental potential, this unit represents one of the strongest overall values on the Emerald Coast.

Facts & features

Home type

Condo

Year built

2005

Floors

2

Price per sq ft

$386

Included features

  • Pool

    Yes

  • Cooling

    Central Air

  • Heating

    Central

  • Appliances

    Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect

  • Exterior

    Balcony

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$2,380 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,916
  • Property tax $360
  • Insurance $105

Includes principal, interest, taxes & insurance.

Your Property Journey

Interested in this, or something like it?

Submit an inquiry

Drop your details and we will help you find what you are looking for.

Not quite. Help me find the right one

Talk it through or type it out, whichever feels easiest.

Your contact details

An agent will reach out personally, no automated calls.

Smart Assistant

Hi, how can I help you find your dream home?

Tap the voice button to talk, or just start typing.

Tap anywhere to fix a word or add more

Tap stop when you’re done. You can edit the text before searching.

By submitting, you agree to our Privacy Policy and Terms.

Listing Broker

Coldwell Banker Realty

Broker Name

Coldwell Banker Realty

Agent

Courtney Pantalena