First Time Buyer 2+ Bedroom Homes for Sale in Jacksonville, FL Under $325K
There are 12 homes for sale in Jacksonville, FL, with 2 to 4 bedrooms, 2 to 3 bathrooms, and 1,292 to 2,034 square feet of living space. Displayed asking prices range from $298,000 to $320,000, and build years from 1941 to 2026. The largest, at 14085 Mahogany Avenue, offers 3 bedrooms and 2,034 square feet for $320,000.
Many of these townhomes and condos sit on Jacksonville's Southside, where the St. Johns River shapes daily life. San Marco and Riverside to the north offer walkable brick streets, shaded parks and riverfront restaurants close to downtown. St. Johns Town Center anchors the Southside with shops and dining, while Hanna Park and the beaches at Atlantic Beach and Mayport sit a short drive east.
Interstate 95 and J. Turner Butler Boulevard give quick routes to downtown, the Mayo Clinic campus on the Southside, and the port. Duval County Public Schools serve the area, and the Mayport ferry links the city to the Northeast Florida coast. Buyers should check flood zone, HOA dues, and the age of the roof and HVAC before offering on a townhome or condo here.
Homes in this collection
13 homes
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Good to know
Buying in Jacksonville
The questions buyers ask us most about this collection.
Is Jacksonville a good place for first time buyers looking at townhomes and condos?
Jacksonville has a wide mix of older condos near the river and newer townhome communities on the Southside and Westside. First time buyers often find that townhomes offer more space for the money, while condos can mean lower upkeep. Compare HOA dues carefully, since they vary a great deal from one community to the next.
What is the difference between San Marco and Riverside for a condo buyer?
San Marco is known for its walkable village center, shops, and restaurants along San Marco Boulevard. Riverside is older, with historic brick streets and a strong sense of neighborhood character. Both sit close to downtown, so the choice often comes down to lifestyle and how much you want to walk.
How far are these homes from downtown Jacksonville and the beaches?
Most homes in this part of the city sit a short drive from downtown via Interstate 95 or J. Turner Butler Boulevard. The Atlantic beaches at Atlantic Beach and Mayport are reachable in less time than many buyers expect. Traffic can slow during rush hour on the main arterials, so test the commute at the time you will actually drive it.
Should I check flood zone and insurance before buying near the St. Johns River?
Yes, any home near the river or a pond should be checked for flood zone status before you make an offer. Ask for an elevation certificate and get an insurance quote early. Your lender will also require flood coverage in designated zones, so factor that into your monthly budget.
What should I inspect in a townhome or condo built in the last few decades?
Focus on the roof, HVAC system, water heater, and any plumbing or electrical work that has not been updated. For condos, request the association's reserve study and recent meeting minutes. A thorough inspection helps you judge whether the home will need major repairs soon after closing.
Which schools and services serve the Southside and Riverside areas?
The area is served by Duval County Public Schools, and school assignments depend on the exact street address. Buyers with children should confirm zoning directly with the district before choosing a home. Medical care is also strong nearby, with the Mayo Clinic campus and several hospitals within the city.