3 Bedroom Oceanfront Condos for Sale in Palm Coast, FL Under $750K
There are 4 condos for sale in Palm Coast, FL, with 3 bedrooms, 2 to 3 bathrooms, and 1,264 to 1,640 square feet of living space. Displayed asking prices range from $399,000 to $725,000, and build years from 2003 to 2005. The largest, at 80 Surfview Drive, offers 3 bedrooms and 1,640 square feet for $500,000.
Oceanfront condo buildings in Palm Coast sit along State Road A1A, where the barrier island faces the Atlantic. Ocean Hammock and the Hammock Beach area anchor that stretch, with gated resort communities that offer their own pools and beach boardwalks. On the west side, the Intracoastal Waterway runs along the edge of town, and parts of its banks hold day docks and kayak storage. Palm Coast Parkway is the main east to west route to Town Center and I-95.
Daily life leans on the coast and the Intracoastal, with Flagler Beach about 10 miles south along A1A and downtown St. Augustine roughly 30 miles north. Flagler County Schools serve the area, and Interstate 95 links residents to Daytona Beach to the south and Jacksonville to the north.
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Buying in Palm Coast
The questions buyers ask us most about this collection.
Is Palm Coast a good place for oceanfront condo living?
Palm Coast sits on the Atlantic side of Flagler County, and the oceanfront stretch along State Road A1A is where most gated condo communities are found. Many buyers weigh the beach side against the Intracoastal side, which offers boat access with calmer water. Visit at different times of day to judge noise, sun exposure and parking before you decide.
What is the difference between Ocean Hammock and Hammock Beach?
Both areas run along the coast, but they are separate communities with their own gates, amenities and association rules. Ocean Hammock is closest to the Cinnamon Beach resort, while Hammock Beach is known for its golf resort and marina. Ask for the current association documents and budget before you commit, since fees differ from one association to the next.
Are HOA fees and insurance a concern for oceanfront condos in Palm Coast?
Oceanfront buildings often carry higher insurance costs than inland condos, so ask for the association's insurance history and reserve study. Confirm which items the HOA covers, such as the exterior, roof and windows, and whether any special assessments have been approved recently. A lender or insurance agent can quote flood and wind coverage for a specific unit before you make an offer.
Can I rent out a Palm Coast oceanfront condo short term?
Many coastal condos in Palm Coast are used as vacation rentals, but short-term rental rules depend on the individual association. Ask about its rental policy, minimum stay requirements and any registration needed with the county. Read those rules before you buy if rental income is part of your plan.
How far is Palm Coast from St. Augustine and Jacksonville?
Downtown St. Augustine is roughly 30 miles north of Palm Coast, a short drive for a day trip to the historic district. Jacksonville is about an hour north on Interstate 95, which makes it a practical option for commuting or medical visits. Driving times can stretch during peak traffic, so test the route at the hour you would normally travel.
Do oceanfront condos in Palm Coast work as second homes or retirement homes?
Many buyers use these condos as second homes because gated communities offer pools, fitness centers and security. Single-level living in a condo with elevator access suits buyers who want less upkeep than a house with a yard. Check the distance from the unit to the elevator and to parking, since some oceanfront buildings require longer walks.