4+ Bedroom Family Homes for Sale in Saint Johns, FL Under $650K

There are 10 single family homes for sale in Saint Johns, FL, with 4 to 5 bedrooms, 3 bathrooms, and 2,011 to 2,797 square feet of living space. Displayed asking prices range from $595,000 to $633,269, and build years from 1999 to 2026. The largest, at 313 Meadow Creek Drive, offers 4 bedrooms and 2,797 square feet for $626,500.

Saint Johns sits south of Jacksonville along the St. Johns River, and these homes cluster in the communities that give the city its character. Beachwalk wraps around a 14-acre crystal lagoon, with golf cart paths linking the homes to the clubhouse and the community beach. RiverTown runs along the river with walking trails, parks and three amenity centers, while Julington Creek Plantation offers established streets and multiple pools. St. Johns Forest adds a gated setting for buyers who want more privacy.

Most of the area is a short drive from County Road 210 and Interstate 95, which puts the St. Johns Town Center shopping district and Jacksonville's southside employment centers within reach. Residents are served by St. Johns County schools, and the river trails and golf cart paths make daily errands easy without leaving the neighborhood. Buyers comparing homes here should weigh lot orientation, lagoon or river access fees, and HOA or CDD charges before choosing a community.

10 homes · starting from

$595,000

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Good to know

Buying in Saint Johns

The questions buyers ask us most about this collection.

What is it like to live in Beachwalk in Saint Johns, FL?

Beachwalk is a golf cart community built around a 14-acre crystal lagoon with a sandy beach and clubhouse. Residents use walking and golf cart paths to reach the dog park, fitness center and nearby restaurants. Buyers should confirm the lagoon initiation fee and HOA terms before making an offer.

How does RiverTown differ from Julington Creek Plantation?

RiverTown is a planned community set along the St. Johns River with trails, parks, lakes and several amenity centers. Julington Creek Plantation is more established, with mature landscaping and a long list of pools and recreation facilities. Your choice often comes down to whether you want newer river-edge living or an older neighborhood with settled streets.

How long is the commute from Saint Johns to Jacksonville?

Travel time depends on the route and traffic, but Interstate 95 and County Road 210 connect the area directly to Jacksonville. Many residents commute to the southside and downtown business districts, while others work remotely from these neighborhoods. Test the drive at your actual commute hour before choosing a home.

What should I check before buying in a gated community like St. Johns Forest?

Ask for the current HOA budget, gate access rules and any reserve study the association has completed. Confirm which exterior maintenance is covered and whether there are restrictions on rentals or outbuildings. A local real estate attorney or title company can review these documents with you.

Are these Saint Johns neighborhoods good for families?

Many families choose Saint Johns for its St. Johns County school district and its parks, playgrounds and community pools. Neighborhoods with walking paths and nearby shopping make school drop-offs and weekend activities easier. Visit schools that match your child's grade level and check current attendance zones before committing.

Do lagoon or river access fees apply in these communities?

Several Saint Johns communities charge one-time initiation fees or annual dues for lagoon, pool or river access. These fees vary by neighborhood and can change over time. Ask the listing agent or the HOA for the current fee schedule so you can compare total monthly costs across communities.