3+ Bedroom Amelia Island Homes for Sale in Fernandina Beach, FL Under $600K
There are 13 homes for sale in Fernandina Beach, FL, with 3 to 5 bedrooms, 2 to 4 bathrooms, and 1,362 to 2,863 square feet of living space. Displayed asking prices range from $550,000 to $595,000, and build years from 1974 to 2022. The largest, at 85233 Northfield Court, offers 3 bedrooms and 2,863 square feet for $589,000.
Fernandina Beach sits at the northeast corner of Florida on Amelia Island, with the Amelia River on its western edge and the Atlantic Ocean on the east. The historic downtown runs along Centre Street, where restored storefronts hold shops, restaurants and a weekend farmers market. Egans Creek winds through the Egans Meadows area on the north side of town, and Fort Clinch State Park occupies the island's northern tip.
Jacksonville International Airport sits about 30 miles west, reached by SR 200 and Interstate 95. Downtown Fernandina Beach and the Atlantic beaches are a short drive from most neighborhoods on the island, and the Amelia River and its tidal marshes give residents a direct route to boating and fishing.
Homes in this collection
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Buying in Fernandina Beach
The questions buyers ask us most about this collection.
What makes Fernandina Beach different from other Amelia Island neighborhoods?
Fernandina Beach is the historic town at the island's western side, with a walkable downtown along Centre Street and older streets of homes. Neighborhoods such as Egans Meadows sit closer to the creek and marsh edges, while newer communities farther from the core tend to offer larger lots and quieter streets. A buyer should compare how far each neighborhood sits from downtown and the beaches before deciding.
How far is Fernandina Beach from Jacksonville International Airport?
Jacksonville International Airport is about 30 miles west of Fernandina Beach, reached by SR 200 and Interstate 95. The drive is manageable for weekly commuters, though travelers should allow extra time during holiday weekends. Many residents on the island consider the airport a normal part of regular travel.
Is Fernandina Beach a good place to live near the beach year round?
Fernandina Beach offers year round access to the Atlantic beaches, and many neighborhoods are a short drive from the shoreline. Summers bring heat and humidity, and buyers should plan for storm season and flood zone checks on any coastal property. Local beach access points and public parking differ, so visiting at different times of day is useful.
What should a buyer check on a home in Fernandina Beach?
Buyers should review flood zone designations, insurance costs, and the age of the roof and HVAC system, since coastal humidity wears on mechanical equipment. Confirm whether a home sits in a gated community, a condo association, or a standard subdivision, because association fees and rules vary widely. A local inspector familiar with older island construction can point out common issues.
Why do buyers choose Amelia Island and Fernandina Beach for a second home or rental?
Amelia Island draws visitors year round, and the historic downtown supports a steady flow of restaurants, shops and events. Buyers considering a second home should check local short term rental rules and any association restrictions before purchasing. The island's mix of beaches, marsh and historic district gives a second home a distinct character.
Which outdoor activities are close to Fernandina Beach neighborhoods?
Fort Clinch State Park at the northern tip of the island offers trails, beach walks and historic fort tours. The Amelia River and surrounding marshes support kayaking, paddleboarding and fishing. Many residents enjoy biking and golf cart rides to downtown and the beaches.