Homes for Sale in Folsom, CA Under $800K

These 12 homes for sale in Folsom, California are listed under $800K. They suit buyers who need 4 bedrooms and want to be near good schools. All with 4 bedrooms, the homes offer 2 to 3 bathrooms, 1,775 to 2,588 square feet and a year built range of 1987 to 2027. Nearby places include Historic Sutter Street, Folsom Lake and the Willow Creek Trail, all within the city.

12 homes · starting from

$607,990

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Buying in Folsom

The questions buyers ask us most about this collection.

What are the top-rated schools near these Folsom homes?

Folsom is known for its excellent school system. Homes in this collection are located near award-winning schools including Natoma Station Elementary, Mangini Elementary in Folsom Ranch, and other highly regarded institutions. Neighborhoods like Russell Ranch and Folsom Ranch specifically emphasize proximity to top-rated schools, making them ideal for families prioritizing education. Most properties are within walking or short driving distance to these schools.

Why is Folsom Ranch a desirable community for families?

Folsom Ranch is one of Folsom's most sought-after master-planned communities, featuring resort-style amenities including clubhouses, resort pools, spas, and extensive parks and trails. The community is designed specifically for family living with its gated entry, low-maintenance landscaping options, and NO HOA fees on select properties. Residents enjoy access to the Russell House and recreational facilities, plus proximity to shopping at Palladio and highly regarded schools.

What makes these Folsom homes good investments under $800,000?

These properties offer exceptional value in a growing California market. Most feature modern amenities, energy-efficient features like solar panels, and desirable floor plans with 4+ bedrooms. The Folsom market benefits from strong school ratings, proximity to Folsom Lake and American River for recreation, and easy Highway 50 access for Sacramento commuters. The combination of neighborhood stability, planned communities, and strategic location makes these homes solid long-term investments.

Are there homes available with no HOA in Folsom?

Yes, several properties in this collection offer NO HOA benefits, particularly in established neighborhoods like Steeplechase and Natoma Station, as well as some homes in Folsom Ranch. These properties provide more flexibility and lower monthly fees while still maintaining access to neighborhood parks, trails, and quality schools. No Mello-Roos fees are also available on select properties, making them even more attractive for budget-conscious buyers.

What outdoor amenities do these Folsom homes offer?

Most properties feature private backyards with patios, professional landscaping, and many include pools or water features. Many homes back to scenic trails or open space, providing direct access to walking and biking paths near Willow Creek and Lake Natoma. Newer construction homes in Russell Ranch and Folsom Ranch offer resort-style community amenities including pools, spas, and fire pits, while established neighborhoods provide mature landscaping and peaceful outdoor living spaces.

How far are these homes from Folsom Lake and recreation?

Most properties in this collection are just minutes from Folsom Lake, offering residents easy access to boating, fishing, hiking, and water sports. The American River and scenic Willow Creek Trail system provide excellent outdoor recreation with miles of walking and biking paths. Lembi Park and neighborhood parks are within close proximity, along with Folsom Premium Outlets for shopping and dining options along Historic Sutter Street.