Tampa, FL Housing Market
The Tampa, FL housing market has 3,097 homes for sale as of November 9, 2026, with a median asking price of $425,000. 58 homes were listed this week and 1,303 have been on the market for more than 90 days.
Tampa housing market snapshot
All 3,097 homes for sale today.
Market pace The typical Tampa home has been listed 75 days, against 63 across the US. A quarter quicker than the US is fast, a quarter slower is slow.
Balanced
Homes here sell at about the US pace.
- Homes for sale
- 3,097
- Median price
- $425,000
- Median days on market
- 75
The typical home for sale
- 3 bed
- 3 bath
- 1,896 sqft
- Built around 1986
- $326 per sqft
Hottest neighborhoods in Tampa right now
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New listings and overlooked homes in Tampa this week
Newest listings
Listed Nov 5 $522,000
8326 Archwood Circle, Tampa, FL 33615
Listed Nov 4 $498,000
19207 Mossy Pine Drive, Tampa, FL 33647
Listed Nov 4 $335,000
9415 North 22nd Street, Tampa, FL 33612
Listed Nov 4 $539,999
6031 Bowen Daniel Drive #103, Tampa, FL 33616
Listed Nov 4 $339,900
10210 North 26th Street, Tampa, FL 33612
Listed Nov 4 $289,900
1309 East Lambright Street, Tampa, FL 33604
Longest on the market, most room to negotiate
1,531 days on market $145,750
13389 Arbor Pointe Unit 204, Tampa, FL 33617
1,259 days on market $3,995,000
3015 South Ysabella Avenue #Th4, Tampa, FL 33629
968 days on market $3,700,000
4625 West Lamb Avenue, Tampa, FL 33629
954 days on market $2,599,000
85 Davis Boulevard #A, Tampa, FL 33606
923 days on market $2,425,000
3015 South Ysabella Avenue #2703, Tampa, FL 33629
837 days on market $595,000
2122 Bird Street, Tampa, FL 33604
Financing
Can you afford a home in Tampa?
The typical Tampa home costs about $2,591 a month, and you need around $111,000 a year to get the loan.
On the $425,000 median home at this week's 7.18% rate with 10% down. Before taxes, insurance and HOA dues. We take the $425,000 median home, subtract the down payment, and spread the rest over 30 years at this week's average rate from Freddie Mac. Lenders usually want that payment under 28% of what you earn before tax, which gives the income figure.
Homes for sale by loan type
- Homes you can buy with a regular mortgage81%2,519 homes
Homes priced under the Hillsborough County loan limit of $832,750
- Homes with a loan you can take over270.9% of homes
The agent advertises an assumable loan at the seller's rate
Assumable mortgage homes for sale in Tampa, FL
27 homes in Tampa come with a loan you can take over. The lowest advertised rate is 2.375%.
With an assumable loan the buyer takes over the seller's existing mortgage, at the rate the seller locked in years ago.
What 2.375% saves you
Same $382,500 loan, 30 years, before taxes and insurance.
The three lowest advertised rates right now
Rates come from the listing agent's remarks, not a verified loan record. Confirm the balance, rate and terms with the agent before you make an offer.
Updated November 9, 2026 from the live MLS feed. The numbers on this page are refreshed every two days.
