Miami, FL Housing Market
The Miami, FL housing market has 7,089 homes for sale as of November 3, 2026, with a median asking price of $625,000. 358 homes were listed this week and 3,338 have been on the market for more than 90 days.
Miami housing market snapshot
All 7,089 homes for sale today.
Market pace The typical Miami home has been listed 83 days, against 61 across the US. A quarter quicker than the US is fast, a quarter slower is slow.
Slow
Homes here sit longer than in most of the US.
- Homes for sale
- 7,089
- Median price
- $625,000
- Median days on market
- 83
The typical home for sale
- 3 bed
- 2 bath
- 1,524 sqft
- Built around 1995
- $644 per sqft
Hottest neighborhoods in Miami right now
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Collections of Miami homes
Themed sets of homes for one kind of buyer at a time: a budget, a neighborhood or a way of living.
New listings and overlooked homes in Miami this week
Newest listings
Listed Nov 3 $320,000
9423 Fontainebleau Boulevard Unit 102, Miami, FL 33172
Listed Nov 3 $1,325,000
336 Southwest 17th Road, Miami, FL 33129
Listed Nov 3 $315,900
495 West Park Drive Unit 204, Miami, FL 33172
Listed Nov 3 $439,000
229 Southwest 9th Street Unit 201, Miami, FL 33130
Listed Nov 3 $705,000
2700 Northwest 2nd Avenue Unit 714, Miami, FL 33127
Listed Nov 3 $565,000
6101 Northwest 21st Avenue, Miami, FL 33142
Longest on the market, most room to negotiate
5,279 days on market $440,000
55 Southeast 6 Street 2006, Miami, FL 33131
2,982 days on market $4,000,000
160 Northwest 27th Street, Miami, FL 33127
2,442 days on market $390,000
170 Southeast 14th Street 1407, Miami, FL 33131
2,442 days on market $465,000
170 Southeast 14th Street 1507, Miami, FL 33131
1,722 days on market $419,900
151 Southeast 1st Street Unit Ph05, Miami, FL 33131
1,694 days on market $865,000
1703 Southwest 10th Street, Miami, FL 33135
Financing
Can you afford a home in Miami?
The typical Miami home costs about $3,833 a month, and you need around $164,000 a year to get the loan.
On the $625,000 median home at this week's 7.24% rate with 10% down. Before taxes, insurance and HOA dues. We take the $625,000 median home, subtract the down payment, and spread the rest over 30 years at this week's average rate from Freddie Mac. Lenders usually want that payment under 28% of what you earn before tax, which gives the income figure.
Homes for sale by loan type
- Homes you can buy with a regular mortgage68%4,801 homes
Homes priced under the Miami-Dade County loan limit of $832,750
- Homes with a loan you can take over100.1% of homes
The agent advertises an assumable loan at the seller's rate
Assumable mortgage homes for sale in Miami, FL
10 homes in Miami come with a loan you can take over. The lowest advertised rate is 4.2%.
With an assumable loan the buyer takes over the seller's existing mortgage, at the rate the seller locked in years ago.
What 4.2% saves you
Same $562,500 loan, 30 years, before taxes and insurance.
The three lowest advertised rates right now
Rates come from the listing agent's remarks, not a verified loan record. Confirm the balance, rate and terms with the agent before you make an offer.
Updated November 3, 2026 from the live MLS feed. The numbers on this page are refreshed every two days.
