Cape Coral, FL Housing Market
The Cape Coral, FL housing market has 2,940 homes for sale as of November 9, 2026, with a median asking price of $395,000. 92 homes were listed this week and 1,311 have been on the market for more than 90 days.
Cape Coral housing market snapshot
All 2,940 homes for sale today.
Market pace The typical Cape Coral home has been listed 80 days, against 63 across the US. A quarter quicker than the US is fast, a quarter slower is slow.
Slow
Homes here sit longer than in most of the US.
- Homes for sale
- 2,940
- Median price
- $395,000
- Median days on market
- 80
The typical home for sale
- 3 bed
- 2 bath
- 1,851 sqft
- Built around 2008
- $266 per sqft
Hottest neighborhoods in Cape Coral right now
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New listings and overlooked homes in Cape Coral this week
Newest listings
Listed Nov 5 $325,000
1726 Northwest 6th Avenue, Cape Coral, FL 33993
Listed Nov 4 $469,900
2027 Northeast 18th Street, Cape Coral, FL 33909
Listed Nov 4 $365,500
2621 Clairfont Court, Cape Coral, FL 33991
Listed Nov 4 $590,000
1108 Northwest 20th Avenue, Cape Coral, FL 33993
Listed Nov 4 $369,500
4108 Southwest 5th Place, Cape Coral, FL 33914
Listed Nov 4 $328,000
1216 Northwest 21 Place, Cape Coral, FL 33993
Longest on the market, most room to negotiate
3,061 days on market $339,900
4104 12th Court, Cape Coral, FL 33909
1,687 days on market $969,000
1502 Southwest 28th Street, Cape Coral, FL 33914
1,668 days on market $1,549,500
1944 Four Mile Cove Parkway, Cape Coral, FL 33990
1,654 days on market $874,900
3304 Kismet Parkway West, Cape Coral, FL 33993
1,251 days on market $1,007,700
2563 Southwest 27th Avenue, Cape Coral, FL 33914
1,205 days on market $550,000
345 Diplomat Parkway East, Cape Coral, FL 33909
Financing
Can you afford a home in Cape Coral?
The typical Cape Coral home costs about $2,408 a month, and you need around $103,000 a year to get the loan.
On the $395,000 median home at this week's 7.18% rate with 10% down. Before taxes, insurance and HOA dues. We take the $395,000 median home, subtract the down payment, and spread the rest over 30 years at this week's average rate from Freddie Mac. Lenders usually want that payment under 28% of what you earn before tax, which gives the income figure.
Homes for sale by loan type
- Homes you can buy with a regular mortgage88%2,590 homes
Homes priced under the Lee County loan limit of $832,750
- Homes with a loan you can take over331.1% of homes
The agent advertises an assumable loan at the seller's rate
Assumable mortgage homes for sale in Cape Coral, FL
33 homes in Cape Coral come with a loan you can take over. The lowest advertised rate is 2.875%.
With an assumable loan the buyer takes over the seller's existing mortgage, at the rate the seller locked in years ago.
What 2.875% saves you
Same $355,500 loan, 30 years, before taxes and insurance.
The three lowest advertised rates right now
Rates come from the listing agent's remarks, not a verified loan record. Confirm the balance, rate and terms with the agent before you make an offer.
Updated November 9, 2026 from the live MLS feed. The numbers on this page are refreshed every two days.
