San Jose, CA Housing Market
The San Jose, CA housing market has 1,478 homes for sale as of November 9, 2026, with a median asking price of $996,500. 56 homes were listed this week and 357 have been on the market for more than 90 days.
San Jose housing market snapshot
All 1,478 homes for sale today.
Market pace The typical San Jose home has been listed 52 days, against 63 across the US. A quarter quicker than the US is fast, a quarter slower is slow.
Balanced
Homes here sell at about the US pace.
- Homes for sale
- 1,478
- Median price
- $996,500
- Median days on market
- 52
The typical home for sale
- 3 bed
- 2 bath
- 1,512 sqft
- Built around 1982
- $772 per sqft
Hottest neighborhoods in San Jose right now
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New listings and overlooked homes in San Jose this week
Newest listings
Listed Nov 4 $1,688,000
6349 Lillian Way, San Jose, CA 95120
Listed Nov 4 $539,000
38 North Almaden Boulevard 1502, San Jose, CA 95110
Listed Nov 4 $1,550,000
2992 Davidwood Way, San Jose, CA 95148
Listed Nov 4 $1,998,000
1319 Mayberry Lane, San Jose, CA 95131
Listed Nov 4 $548,000
5510 Sean 102, San Jose, CA 95123
Listed Nov 4 $1,995,000
2550 Aragon Way, San Jose, CA 95125
Longest on the market, most room to negotiate
1,582 days on market $1,199,999
440 Galleria Drive 5, San Jose, CA 95134
1,330 days on market $659,000
3254 Kimber Court 110, San Jose, CA 95124
1,275 days on market $949,000
187 San Pedro Circle, San Jose, CA 95110
1,274 days on market $1,495,000
7187 Chantilley Court, San Jose, CA 95139
447 days on market $1,000,000
818 North 13th Street, San Jose, CA 95112
423 days on market $490,000
5558 Judith Street #1, San Jose, CA 95123
Financing
Can you afford a home in San Jose?
The typical San Jose home costs about $6,076 a month, and you need around $260,000 a year to get the loan.
On the $996,500 median home at this week's 7.18% rate with 10% down. Before taxes, insurance and HOA dues. We take the $996,500 median home, subtract the down payment, and spread the rest over 30 years at this week's average rate from Freddie Mac. Lenders usually want that payment under 28% of what you earn before tax, which gives the income figure.
Homes for sale by loan type
- Homes you can buy with a regular mortgage63%928 homes
Homes priced under the Santa Clara County loan limit of $1,249,125
- Homes with a loan you can take over30.2% of homes
The agent advertises an assumable loan at the seller's rate
Assumable mortgage homes for sale in San Jose, CA
3 homes in San Jose come with a loan you can take over. The lowest advertised rate is 3.125%.
With an assumable loan the buyer takes over the seller's existing mortgage, at the rate the seller locked in years ago.
What 3.125% saves you
Same $896,850 loan, 30 years, before taxes and insurance.
The two lowest advertised rates right now
Rates come from the listing agent's remarks, not a verified loan record. Confirm the balance, rate and terms with the agent before you make an offer.
Updated November 9, 2026 from the live MLS feed. The numbers on this page are refreshed every two days.
