San Francisco, CA Housing Market
The San Francisco, CA housing market has 816 homes for sale as of November 9, 2026, with a median asking price of $1,185,000. 17 homes were listed this week and 287 have been on the market for more than 90 days.
San Francisco housing market snapshot
All 816 homes for sale today.
Market pace The typical San Francisco home has been listed 65 days, against 63 across the US. A quarter quicker than the US is fast, a quarter slower is slow.
Balanced
Homes here sell at about the US pace.
- Homes for sale
- 816
- Median price
- $1,185,000
- Median days on market
- 65
The typical home for sale
- 2 bed
- 2 bath
- 1,529 sqft
- Built around 1967
- $1,068 per sqft
Hottest neighborhoods in San Francisco right now
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New listings and overlooked homes in San Francisco this week
Newest listings
Listed Nov 4 $1,995,000
1040 Diamond Street, San Francisco, CA 94114
Listed Nov 3 $1,195,000
710 Bay Street, San Francisco, CA 94109
Listed Nov 3 $1,395,000
1483 47th Avenue, San Francisco, CA 94122
Listed Nov 3 $2,095,000
364 San Benito Way, San Francisco, CA 94127
Listed Nov 3 $740,000
1340 Shafter Avenue, San Francisco, CA 94124
Listed Nov 2 $3,214,900
301 Mission Street Unit Ph-1d, San Francisco, CA 94105
Longest on the market, most room to negotiate
2,602 days on market $1,488,000
477 45th Avenue, San Francisco, CA 94121
2,309 days on market $799,888
8200 Oceanview Terrace 211, San Francisco, CA 94132
2,309 days on market $1,288,000
66 Cleary Court 809, San Francisco, CA 94109
1,513 days on market $238,888
1075 Market Street 503, San Francisco, CA 94103
954 days on market $549,800
52 Kirkwood Avenue #421, San Francisco, CA 94124
954 days on market $426,800
52 Kirkwood Avenue #323, San Francisco, CA 94124
Financing
Can you afford a home in San Francisco?
The typical San Francisco home costs about $7,225 a month, and you need around $310,000 a year to get the loan.
On the $1,185,000 median home at this week's 7.18% rate with 10% down. Before taxes, insurance and HOA dues. We take the $1,185,000 median home, subtract the down payment, and spread the rest over 30 years at this week's average rate from Freddie Mac. Lenders usually want that payment under 28% of what you earn before tax, which gives the income figure.
Homes for sale by loan type
- Homes you can buy with a regular mortgage55%446 homes
Homes priced under the San Francisco County loan limit of $1,249,125
- Homes with a loan you can take over10.1% of homes
The agent advertises an assumable loan at the seller's rate
Assumable mortgage homes for sale in San Francisco, CA
1 homes in San Francisco come with a loan you can take over. The lowest advertised rate is 3.625%.
With an assumable loan the buyer takes over the seller's existing mortgage, at the rate the seller locked in years ago.
What 3.625% saves you
Same $1,066,500 loan, 30 years, before taxes and insurance.
The lowest advertised rate right now
Rates come from the listing agent's remarks, not a verified loan record. Confirm the balance, rate and terms with the agent before you make an offer.
Updated November 9, 2026 from the live MLS feed. The numbers on this page are refreshed every two days.
