Elk Grove, CA Housing Market
The Elk Grove, CA housing market has 320 homes for sale as of November 3, 2026, with a median asking price of $645,000. 22 homes were listed this week and 68 have been on the market for more than 90 days.
Elk Grove housing market snapshot
All 320 homes for sale today.
Market pace The typical Elk Grove home has been listed 50 days, against 61 across the US. A quarter quicker than the US is fast, a quarter slower is slow.
Balanced
Homes here sell at about the US pace.
- Homes for sale
- 320
- Median price
- $645,000
- Median days on market
- 50
The typical home for sale
- 4 bed
- 3 bath
- 2,175 sqft
- Built around 2002
- $337 per sqft
Hottest neighborhoods in Elk Grove right now
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Collections of Elk Grove homes
Themed sets of homes for one kind of buyer at a time: a budget, a neighborhood or a way of living.
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2+ Bedroom First-Time Buyer Homes for Sale in Elk Grove, CA Under $500K
Old Elk Grove sits along Elk Grove Boulevard, where the historic downtown core has older homes, tree-lined side streets and a short walk to local shops and restaurants. Laguna West, on the western side of town, grew up around a chain of lakes and lagoons with walking paths along the water. Stone Lakes National Wildlife Refuge lies to the west of the city, where open wetlands give the edge of town a rural feel. Most residential blocks sit between these areas along Highway 99 and Interstate 5. Sacramento's downtown is a short drive north on Highway 99, and Interstate 5 links Elk Grove to the state capital and the wider valley. Elk Grove Unified School District serves most of the city's families, and the Cosumnes River Preserve offers trails and birdwatching a short drive south of town. Commuters often reach Sacramento International Airport in under half an hour.
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3+ Bedroom First-Time Buyer Homes for Sale in Elk Grove, CA Under $550K
Old Town Elk Grove runs along Elk Grove Boulevard, where the historic district keeps the town's railroad-era core intact. Southeast of it, the Laguna Creek corridor follows a paved trail past neighborhood parks and schools. The Cosumnes River Preserve sits to the south for hiking and birdwatching. Downtown Sacramento is about 20 miles north, roughly 30 minutes by car on Highway 99 outside peak commute hours. Homes here fall within Elk Grove Unified School District, and Highway 99 keeps the wider Sacramento region within reach. Sacramento International Airport is also reachable within about half an hour.
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4 Bedroom Family Homes for Sale in Elk Grove, CA Under $700K
Laguna West sits on the west side of Elk Grove, built around a lake and the Laguna Creek corridor. Its streets were developed mostly in the late 1980s and 1990s, and many families here walk to neighborhood parks and greenbelts that link into the creek trail system. Old Town Elk Grove, with its historic storefronts and restaurants, is a short drive away, and Elk Grove Regional Park offers sports fields and playgrounds for weekend outings. Highway 99 runs north toward downtown Sacramento, and most drivers reach the Capitol area in roughly 20 to 30 minutes outside peak commute hours. Elk Grove Unified School District serves these neighborhoods, so buyers should confirm attendance boundaries by address. The Cosumnes River Preserve lies south of town for hiking and birdwatching, giving family households easy access to open space without a long drive.
New listings and overlooked homes in Elk Grove this week
Newest listings
Listed Nov 2 $682,500
9376 Crowell Drive, Elk Grove, CA 95624
Listed Nov 1 $495,000
7402 Kolding Lane, Elk Grove, CA 95758
Listed Oct 30 $968,888
9874 Novara Way, Elk Grove, CA 95757
Listed Oct 30 $1,050,000
9219 Rancho Drive, Elk Grove, CA 95624
Listed Oct 30 $729,000
8662 West Camden Drive, Elk Grove, CA 95624
Listed Oct 29 $585,000
6009 Livorno Way, Elk Grove, CA 95757
Longest on the market, most room to negotiate
591 days on market $499,000
8896 Kelsey Drive, Elk Grove, CA 95624
435 days on market $624,990
8392 Solfrid Way, Elk Grove, CA 95757
351 days on market $349,990
5201 Laguna Oaks Drive, Elk Grove, CA 95758
351 days on market $349,990
5201 Laguna Oaks Drive Unit 70, Elk Grove, CA 95758
295 days on market $595,000
8836 Nobleboro Way, Elk Grove, CA 95758
292 days on market $920,000
10346 Ashlar Drive, Elk Grove, CA 95757
Financing
Can you afford a home in Elk Grove?
The typical Elk Grove home costs about $3,956 a month, and you need around $170,000 a year to get the loan.
On the $645,000 median home at this week's 7.24% rate with 10% down. Before taxes, insurance and HOA dues. We take the $645,000 median home, subtract the down payment, and spread the rest over 30 years at this week's average rate from Freddie Mac. Lenders usually want that payment under 28% of what you earn before tax, which gives the income figure.
Homes for sale by loan type
- Homes you can buy with a regular mortgage83%266 homes
Homes priced under the Sacramento County loan limit of $832,750
- Homes with a loan you can take over20.6% of homes
The agent advertises an assumable loan at the seller's rate
Assumable mortgage homes for sale in Elk Grove, CA
2 homes in Elk Grove come with a loan you can take over. The lowest advertised rate is 2.25%.
With an assumable loan the buyer takes over the seller's existing mortgage, at the rate the seller locked in years ago.
What 2.25% saves you
Same $580,500 loan, 30 years, before taxes and insurance.
The two lowest advertised rates right now
Rates come from the listing agent's remarks, not a verified loan record. Confirm the balance, rate and terms with the agent before you make an offer.
Updated November 3, 2026 from the live MLS feed. The numbers on this page are refreshed every two days.
