Homes under $400K in Panama City Beach, FL

605 for sale · 925 homes listed · Updated September 27, 2026 · Page 6 of 19

• 303 aralia circle, Panama City Beach 32408 $394,900 · 2 bd · 2 ba · 1,710 sqft
• 520 north richard jackson boulevard 956, Panama City Beach 32407 $199,000 · 1 bd · 2 ba · 853 sqft
• 17214 front beach road 1, Panama City Beach 32413 $260,000 · 2 bd · 1 ba · 700 sqft
• 17214 front beach road 27, Panama City Beach 32413 $229,900 · 1 bd · 1 ba · 520 sqft
• 15100 front beach road 417, Panama City Beach 32413 $280,000 · 1 bd · 1 ba · 877 sqft
• 17462 front beach road 60103, Panama City Beach 32413 $270,000 · 1 bd · 2 ba · 770 sqft
• 14701 front beach road 2128, Panama City Beach 32413 $348,500 · 1 bd · 2 ba · 934 sqft
• 517 cove villa street, Panama City Beach 32407 $365,000 · 3 bd · 2 ba · 1,672 sqft
• 103 west leslie lane, Panama City Beach 32407 $334,000 · 2 bd · 2 ba · 972 sqft
• 3600 thomas drive d302, Panama City Beach 32408 $247,000 · 1 bd · 1 ba · 980 sqft
• 17614 front beach road 13c, Panama City Beach 32413 $279,000 · 2 bd · 2 ba · 758 sqft
• 17462 front beach road 6a1, Panama City Beach 32413 $330,000 · 2 bd · 3 ba · 1,184 sqft
• 8000 surf drive 8, Panama City Beach 32408 $319,900 · 1 bd · 1 ba · 460 sqft
• 1622 acre circle, Panama City Beach 32407 $147,999 · 2 bd · 2 ba · 864 sqft
• 5812 beach drive a, Panama City Beach 32408 $370,000 · 3 bd · 2 ba · 1,260 sqft
• 8605 toqua road 106, Panama City Beach 32408 $192,500 · 2 bd · 3 ba · 1,253 sqft
• 514 lighthouse road, Panama City Beach 32407 $187,000 · 2 bd · 2 ba · 965 sqft
• 15617 front beach road 307, Panama City Beach 32413 $289,000 · 1 bd · 1 ba · 417 sqft
• 6213 thomas drive unit 102, Panama City Beach 32408 $340,000 · 1 bd · 2 ba · 893 sqft
• 6213 thomas drive 102, Panama City Beach 32408 $340,000 · 1 bd · 2 ba · 893 sqft
• 17462 front beach road 30c, Panama City Beach 32413 $255,000 · 2 bd · 2 ba · 960 sqft
• 608 cape cod drive, Panama City Beach 32407 $239,000 · 3 bd · 2 ba · 1,195 sqft
• 9860 south thomas drive unit 2010, Panama City Beach 32408 $399,000 · 3 bd · 2 ba · 1,262 sqft
• 4300 bay point road 408, Panama City Beach 32408 $230,000 · 2 bd · 3 ba · 1,747 sqft
• 11800 front beach road 1006, Panama City Beach 32407 $359,800 · 1 bd · 2 ba · 903 sqft
• 4725 bay point road 270, Panama City Beach 32408 $184,250 · 1 bd · 1 ba · 900 sqft
• 5412 hilltop avenue, Panama City Beach 32408 $399,000 · 3 bd · 2 ba · 1,075 sqft
• 4300 bay point road #408, Panama City Beach 32408 $230,000 · 2 bd · 3 ba · 1,747 sqft
• 2319 beech street, Panama City Beach 32408 $299,000 · 2 bd · 2 ba · 1,152 sqft
• 15100 front beach road 1331, Panama City Beach 32413 $314,000 · 1 bd · 1 ba · 881 sqft
• 250 phillips bluff avenue, Panama City Beach 32407 $292,006 · 3 bd · 3 ba · 1,459 sqft
• 520 north richard jackson boulevard 1904, Panama City Beach 32407 $249,000 · 2 bd · 2 ba · 1,254 sqft
• 166 eagle trace court, Panama City Beach 32413 $399,900 · 3 bd · 2 ba · 1,253 sqft
• 520 north richard jackson boulevard 1312, Panama City Beach 32407 $248,500 · 2 bd · 2 ba · 1,254 sqft
• 7689 grotto lane 13, Panama City Beach 32408 $305,000 · 3 bd · 3 ba · 1,695 sqft
• 7681 grotto lane 17, Panama City Beach 32408 $298,000 · 4 bd · 3 ba · 1,695 sqft
• 7687 grotto lane 14, Panama City Beach 32408 $295,000 · 3 bd · 3 ba · 1,695 sqft
• 325 cyan lane 37, Panama City Beach 32407 $349,900 · 3 bd · 3 ba · 1,513 sqft
• 344 robinson bluff road, Panama City Beach 32407 $387,900 · 3 bd · 2 ba · 1,302 sqft
• 17620 front beach road q5, Panama City Beach 32413 $263,000 · 2 bd · 2 ba · 1,120 sqft
• 17620 front beach road unit q5, Panama City Beach 32413 $263,000 · 2 bd · 2 ba · 1,120 sqft
• 181 gulf highlands boulevard, Panama City Beach 32407 $335,000 · 3 bd · 3 ba · 1,116 sqft
• 9850 south thomas drive 1004w, Panama City Beach 32408 $330,900 · 1 bd · 1 ba · 609 sqft
• 7125 north lagoon drive o, Panama City Beach 32408 $220,000 · 2 bd · 2 ba · 1,200 sqft
• 9850 south thomas drive 102w, Panama City Beach 32408 $349,900 · 1 bd · 1 ba · 609 sqft
• 1644 vecuna circle, Panama City Beach 32407 $335,000 · 2 bd · 2 ba · 1,286 sqft
• 505 beth street, Panama City Beach 32407 $310,000 · 3 bd · 2 ba · 960 sqft
• 17214 front beach road # a11, Panama City Beach 32413 $209,000 · 1 bd · 1 ba · 440 sqft
• 520 north richard jackson boulevard 2012, Panama City Beach 32407 $225,000 · 1 bd · 2 ba · 853 sqft
• 4726 bay point road c223, Panama City Beach 32408 $310,000 · 1 bd · 1 ba · 900 sqft