4075 38th Avenue North

FULLY RENOVATED 4-BEDROOM BLOCK HOME — NO FLOOD INSURANCE REQUIRED (ZONE X) Move-in ready and renovated top to bottom, this 4-bedroom concrete-block home sits on a 0.17-acre lot in central St. Petersburg and is located in Flood Zone X — no lender-required flood insurance, a major plus in today’s market. Enjoy a bright, open layout with a fresh modern kitchen, updated bathrooms, new flooring, and fresh interior and exterior paint. The standout feature: a private 4th bedroom with its own en-suite bath and independent exterior entrance — ideal as a spacious primary suite, a guest or in-law suite, a home office, or potential income-producing space (buyer to verify any rental/permit requirements with the City of St. Petersburg). Fully fenced yard, covered carport, rear alley access, and NO HOA. Minutes to I-275, downtown St. Pete, shopping, and the Gulf beaches. FHA, VA, conventional, and cash welcome — schedule your private showing today!